BANK OF INDIA vs KOTAK MAHINDRA BANK LTD

A side-by-side comparison of BANK OF INDIA (BANKINDIA) and KOTAK MAHINDRA BANK LTD (KOTAKBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

BANK OF INDIA vs KOTAK MAHINDRA BANK LTD are evenly matched on the numbers (6–6, 2 undecided). The breakdown below shows where each one wins.

  • Valuation40
  • Profitability13
  • Growth10
  • Size & financial health03
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

BANKINDIA takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

6.27
P/E ratio
21.73
0.73
P/B ratio
2.19
3.22%
Dividend yield
0.15%
₹22.64
EPS
₹19.39

Profitability

KOTAKBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

12.40%
Return on equity
11.20%
5.93%
Return on capital
6.93%
17.28%
EBITDA margin
24.31%
12.04%
Net margin
17.25%

Growth

BANKINDIA takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
39.00%
Profit CAGR (3Y)
8.92%

Size & financial health

KOTAKBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹63,910 Cr
Market cap
₹4.20L Cr
₹85,650 Cr
Revenue
₹1.11L Cr
₹10,309 Cr
Net profit
₹19,288 Cr
0.00
Debt / equity even
0.00
BANK OF INDIA
  • + ["Stock is trading at 0.72 times its book value", "Stock is providing a good dividend yield of 3.23%.", "Company has delivered good profit growth of 39.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 19.8%"]
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 11.7% over last 3 years.", "Contingent liabilities of Rs.6,93,361 Cr.", "Company might be capitalizing the interest cost"]
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
BANK OF INDIA full analysis KOTAK MAHINDRA BANK LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.