BANK OF INDIA vs KOTAK MAHINDRA BANK LTD
A side-by-side comparison of BANK OF INDIA (BANKINDIA) and KOTAK MAHINDRA BANK LTD (KOTAKBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
BANK OF INDIA vs KOTAK MAHINDRA BANK LTD are evenly matched on the numbers (6–6, 2 undecided). The breakdown below shows where each one wins.
- Valuation40
- Profitability13
- Growth10
- Size & financial health03
Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.
Valuation
BANKINDIA takes 4/4How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
KOTAKBANK takes 3/4How efficiently each company turns capital and sales into profit. Higher is better.
Growth
BANKINDIA takes 1/2Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
KOTAKBANK takes 3/4Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- + ["Stock is trading at 0.72 times its book value", "Stock is providing a good dividend yield of 3.23%.", "Company has delivered good profit growth of 39.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 19.8%"]
- − ["Company has low interest coverage ratio.", "Company has a low return on equity of 11.7% over last 3 years.", "Contingent liabilities of Rs.6,93,361 Cr.", "Company might be capitalizing the interest cost"]
- − ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

