Bank of India
F&O₹132.36▲ +1.96 (+1.50%)
BANKINDIA·NSE·Financial Services
Market Cap
60163.51 Cr
PE Ratio
5.85
Volume
45,72,392
Day High - Low
132.74 - 130.75
52W High-Low
178.36 - 122.20
₹132.36▲ +1.96 (+1.50%)
Market Cap60163.51 Cr
PE Ratio5.85
Volume45,72,392
Day High - Low132.74 - 130.75
52W High-Low178.36 - 122.20
Bank of India (BANKINDIA): company summary
The company's annual net profit rose 7.9% to ₹10,309 crore, while the latest quarter's net profit surged 80.4% to ₹3,304 crore compared to the same quarter a year earlier.
Bank of India (BANKINDIA) is a mid-cap Financial Services company valued at ₹60,164 crore operating in Public Sector Bank on the NSE and BSE.
- Recent price move
- Bank of India last traded at ₹132.36, modestly up 1.50% on the day.
- Recent developments
- On 2026-10-10, the Reserve Bank of India took steps to support the rupee by opening a dollar window for oil companies, which could ease pressure on the currency. On 2026-10-07, Bank Of India raised its repo-linked lending rate by 25 basis points to 5.50%, increasing the effective lending rate to 8.35%. On 2026-10-09, the RBI issued a regulatory update on the daily minimum cash reserve maintenance, affecting all scheduled banks.
- Financial performance
- The company's annual net profit rose 7.9% to ₹10,309 crore, while the latest quarter's net profit surged 80.4% to ₹3,304 crore compared to the same quarter a year earlier. Profit margins remain stable at 13.6%, but return on equity and return on capital employed are low at 11.5% and 5.4% respectively, indicating limited efficiency in generating returns from equity and capital employed.
- Valuation multiples
- The stock trades at 5.8 times earnings, a discount to the Financial Services median of 19.3, 0.78 times book value. It yields 3.3%.
- Things to watch
- The stock is 24.6% below its 52-week high, and the company's return on capital employed is low at 5.4%, suggesting limited profitability relative to its capital base. The company's return on equity is also weak at 11.5%, indicating that shareholders are not being adequately rewarded for their investment.
- Where it stands
- The company's net profit has grown significantly, with a 80.4% increase in the latest quarter, but its return on capital employed remains low, suggesting inefficiencies in utilizing its capital. The stock is currently 24.6% below its 52-week high, and the company's debt-to-equity ratio is zero, indicating a conservative capital structure.
Summarised by DocStoX's model on 2026-10-10 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
DocStoX Score
6.3/10
Fair
Fair Value
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ROE
11.46%
Average
P/E
5.85x
Cheap
Debt / Equity
0.00
Low
Industry
Financial Services
Public Sector Bank
Overall View
Mixed
Price performance
NIFTY 200NIFTY 500NIFTY MIDCAP 150
Day₹130.75
₹132.74
52W₹122.20
₹178.36
DocStoX take
Supported by valuation (9.0) and growth (8.6), but held back by momentum (0.4). Valuation looks strong at 9.0, but that is offset by momentum at 0.4. We are calling it Mixed rather than resolving the conflict for you.
DocStoX score
Low confidence6.3
/10
Fair
Quality
Modest
ROE 11.5%
Valuation
Cheap
P/E 5.8×
Growth
Strong
Revenue +13.1% 5Y CAGR
Risk
Low risk
D/E 0.00 (lender)
Momentum
Weak
18% of 52-week range
At a glance
Market Cap
₹60,164 Cr
52W High / Low
₹178 / ₹122
Dividend Yield
3.30%
Promoter Holding
73.38%
EPS (TTM)
₹22.64
Book Value
₹197.56
Key highlights
- Profit compounding 38% a year
- Profitable in all of the last 5 years
- Undemanding at 6× earnings
- Momentum is weak (0.4/10)
- Near the bottom of its 52-week range (18%)
3 Positives2 Watchouts
Growth
Financials
Technicals
Peers
News
Forecasts
About the company
More data
Filings, corporate actions and ownership detail — opened on demand.
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Fair ValueOur fair-value estimate, upside, and Bear/Base/Bull scenarios.Intrinsic ValueGraham & earnings-power intrinsic value with margin of safety.DCFDiscounted cash flow — free cash flow, growth, value per share.ValuationP/E, P/B, earnings yield and the full multiples picture.Financial RatiosProfitability, leverage and efficiency ratios at a glance.PeersHow it stacks up against its closest listed competitors.
Bank of India peers in Financial Services
Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.
HDFC Bank LimitedICICI Bank LimitedState Bank of IndiaBajaj Finance LimitedLife Insurance Corporation Of IndiaKotak Mahindra Bank LimitedAxis Bank LimitedBajaj Finserv LimitedShriram Finance LimitedSBI Life Insurance Company LimitedJio Financial Services LimitedICICI Prudential Asset Management Company Limited
Related tools & concepts
Value Bank of India with the ratios and calculators DocStoX uses in its analysis.
P/E RatioPrice to earningsReturn on Equity (ROE)ProfitabilityROCECapital efficiencyDebt to EquityLeverageP/B RatioPrice to bookNet Profit MarginBottom-line efficiencyDCF / Intrinsic ValueEstimate fair valueCAGR CalculatorAnnualised returnDividend YieldIncome on pricePosition SizeRisk-based sizingBrokerage CalculatorCharges on a tradeSIP CalculatorSystematic investing