BANK OF INDIA Valuation
BANKINDIA · Financial Services · Current price ₹141.8
Is BANK OF INDIA undervalued?
DocStoX estimates the fair value of BANK OF INDIA at ₹193 per share, versus the current market price of ₹142. That puts the stock about +36.1% below our fair-value estimate, which we read as "Buy". Our confidence in this estimate is high.
How this fair value is calculated
This estimate blends 3 independent methods: Excess-return (book value) (₹198), Relative P/E (₹212), Analyst target (₹151). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹151 (bear) to ₹193 (base) to ₹222 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
Valuation multiples
BANK OF INDIA trades at a P/E of 6.3x and a P/B of 0.7x, with a dividend yield of 3.2%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.
Understand the ratios
More on BANK OF INDIA
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.