BANK OF INDIA DCF Valuation

BANKINDIA · Financial Services · Current price ₹142.95

Full stock page
DocStoX fair value
₹193
high confidence
Intrinsic-value estimate
₹198
12% ROE fading to 13% over ~3 yrs, on ₹198 book
Current price
₹143
Economic moat
None
Medium uncertainty
5Y profit growth
+37.7%
Model it yourself — DCF Calculator
Opens pre-filled with BANK OF INDIA's latest numbers.

BANK OF INDIA intrinsic-value estimate

Our intrinsic-value model estimates BANK OF INDIA is worth ₹198 per share, based on 12% ROE fading to 13% over ~3 yrs, on ₹198 book. Rather than a raw DCF — which is highly sensitive to fragile cash-flow forecasts — we use a residual-income (excess-return) model: a company is worth its book value plus the present value of the returns it earns ABOVE its cost of equity. A none economic moat sets how long that edge is assumed to last.

Try your own assumptions

Prefer a classic discounted-cash-flow view? Open the DCF calculator below — it pre-fills BANK OF INDIA's real free cash flow, net debt and share count so you can model your own growth and discount-rate scenario in seconds.

More on BANK OF INDIA

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.