CENTRAL BANK OF INDIA vs KOTAK MAHINDRA BANK LTD

A side-by-side comparison of CENTRAL BANK OF INDIA (CENTRALBK) and KOTAK MAHINDRA BANK LTD (KOTAKBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, KOTAK MAHINDRA BANK LTD leads CENTRALBK vs KOTAKBANK on 7 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability13
  • Growth10
  • Size & financial health03
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

CENTRALBK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

6.08
P/E ratio
21.77
0.76
P/B ratio
2.19
3.92%
Dividend yield
0.15%
₹5.00
EPS
₹19.39

Profitability

KOTAKBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

11.80%
Return on equity
11.20%
5.62%
Return on capital
6.93%
16.62%
EBITDA margin
24.31%
10.64%
Net margin
17.25%

Growth

CENTRALBK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
38.98%
Profit CAGR (3Y)
8.92%

Size & financial health

KOTAKBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹27,489 Cr
Market cap
₹4.21L Cr
₹42,583 Cr
Revenue
₹1.11L Cr
₹4,531 Cr
Net profit
₹19,288 Cr
0.00
Debt / equity even
0.00
CENTRAL BANK OF INDIA
  • + ["Stock is trading at 0.67 times its book value", "Stock is providing a good dividend yield of 3.93%.", "Company has delivered good profit growth of 45.9% CAGR over last 5 years"]
  • ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 9.64% over past five years.", "Company has a low return on equity of 10.8% over last 3 years.", "Contingent liabilities of Rs.2,20,772 Cr.", "Company might be capitalizing the interest cost"]
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
CENTRAL BANK OF INDIA full analysis KOTAK MAHINDRA BANK LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

CENTRALBK vs KOTAKBANK: Share Price, Valuation & Which to Buy | DocStoX