Central Bank of India

Central Bank of India (CENTRALBK) is a mid-cap Financial Services company valued at ₹27,969 crore operating in Public Sector Bank on the NSE and BSE.

Recent price move

Central Bank of India last traded at ₹30.99, modestly up 0.68% on the day.

Recent developments

On 2026-10-05, the company reported strong Q2FY27 results, with total business rising 20.55% to ₹8.89 lakh crore, gross advances increasing 29.83% to ₹3.81 lakh crore, and deposits up 14.43% to ₹5.08 lakh crore. Credit growth reached 30% in the quarter, reflecting robust expansion in its lending activities.

Financial performance

The company's annual net profit rose 14.9% to ₹4,531 crore, while the latest quarter's net profit increased 3.2% year-over-year. Revenue grew to ₹36,168 crore annually, with the latest quarter's revenue at ₹9,726 crore, up from ₹9,698 crore in the previous quarter. The net profit margin remained at 12.5%, and return on equity was 11.6%, though return on capital employed was lower at 5.2%.

Valuation multiples

The stock trades at 6.2 times earnings, a discount to the Financial Services median of 19.3, 0.75 times book value. It yields 3.9%.

Things to watch

The company's promoter holding fell by 8.08 percentage points in the quarter, reducing its stake to 81.19%. The stock is 26.4% below its 52-week high, and the return on capital employed remains low at 5.2%, indicating limited efficiency in using capital to generate returns.

Where it stands

Central Bank of India reported strong growth in Q2FY27, with total business up 20.55% and gross advances rising 29.83%. The company's promoter holding decreased, and the stock is trading below its 52-week high. Return on capital employed remains low, highlighting a key challenge in capital efficiency.

Summarised by DocStoX's model on 2026-10-10 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.