CENTRAL BANK OF INDIA vs LIFE INSURA CORP OF INDIA

A side-by-side comparison of CENTRAL BANK OF INDIA (CENTRALBK) and LIFE INSURA CORP OF INDIA (LICI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

CENTRAL BANK OF INDIA vs LIFE INSURA CORP OF INDIA are evenly matched on the numbers (6–6, 2 undecided). The breakdown below shows where each one wins.

  • Valuation31
  • Profitability22
  • Growth10
  • Size & financial health03
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

CENTRALBK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

6.08
P/E ratio
9.00
0.76
P/B ratio
3.09
3.92%
Dividend yield
2.42%
₹5.00
EPS
₹45.42

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

11.80%
Return on equity
37.80%
5.62%
Return on capital
35.00%
16.62%
EBITDA margin
5.00%
10.64%
Net margin
5.88%

Growth

CENTRALBK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
7.61%
38.98%
Profit CAGR (3Y)
16.86%

Size & financial health

LICI takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹27,489 Cr
Market cap
₹5.16L Cr
₹42,583 Cr
Revenue
₹9.78L Cr
₹4,531 Cr
Net profit
₹57,453 Cr
0.00
Debt / equity even
0.00
CENTRAL BANK OF INDIA
  • + ["Stock is trading at 0.67 times its book value", "Stock is providing a good dividend yield of 3.93%.", "Company has delivered good profit growth of 45.9% CAGR over last 5 years"]
  • ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 9.64% over past five years.", "Company has a low return on equity of 10.8% over last 3 years.", "Contingent liabilities of Rs.2,20,772 Cr.", "Company might be capitalizing the interest cost"]
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
CENTRAL BANK OF INDIA full analysis LIFE INSURA CORP OF INDIA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

CENTRALBK vs LICI: Share Price, Valuation & Which to Buy | DocStoX