Central Bank of India vs Life Insurance Corporation Of India

A side-by-side comparison of Central Bank of India (CENTRALBK) and Life Insurance Corporation Of India (LICI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Central Bank of India leads CENTRALBK vs LICI on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability22
  • Growth20
  • Size & financial health03
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

CENTRALBK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

6.20
P/E ratio
8.76
0.75
P/B ratio
3.09
3.89%
Dividend yield
2.47%
₹5.00
EPS
₹45.42

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

11.60%
Return on equity
37.80%
5.18%
Return on capital
35.00%
16.62%
EBITDA margin
5.00%
12.53%
Net margin
5.88%

Growth

CENTRALBK takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

12.13%
Revenue CAGR (3Y)
7.61%
38.96%
Profit CAGR (3Y)
16.86%

Size & financial health

LICI takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹27,969 Cr
Market cap
₹5.02L Cr
₹36,168 Cr
Revenue
₹9.78L Cr
₹4,531 Cr
Net profit
₹57,453 Cr
0.00
Debt / equity even
0.00
Central Bank of India
  • + ["Company has been maintaining a healthy dividend payout of 36.0%", "Stock is trading at 0.72 times its book value"]
  • − ["The company has delivered a poor sales growth of 9.6% over past five years."]
Life Insurance Corporation Of India
  • + ["Company has delivered good profit growth of 80.8% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 49.1%"]
  • − ["The company has delivered a poor sales growth of 7.2% over past five years."]
Central Bank of India full analysis Life Insurance Corporation Of India full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

CENTRALBK vs LICI: Share Price, Valuation & Which to Buy | DocStoX