Kotak Mahindra Bank Limited vs L&T Finance Limited

A side-by-side comparison of Kotak Mahindra Bank Limited (KOTAKBANK) and L&T Finance Limited (LTF) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Kotak Mahindra Bank Limited leads KOTAKBANK vs LTF on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability13
  • Growth11
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

23.06
P/E ratio
21.30
2.29
P/B ratio
2.79
0.16%
Dividend yield
0.88%
₹19.40
EPS
₹11.92

Profitability

LTF takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

10.65%
Return on equity
10.69%
5.54%
Return on capital
10.11%
24.31%
EBITDA margin
61.14%
27.64%
Net margin
16.65%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

18.30%
Revenue CAGR (3Y)
11.93%
8.92%
Profit CAGR (3Y)
24.75%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.44L Cr
Market cap
₹63,537 Cr
₹69,781 Cr
Revenue
₹17,914 Cr
₹19,288 Cr
Net profit
₹2,983 Cr
0.00
Debt / equity
3.93
Kotak Mahindra Bank Limited
  • + ["Company has delivered good sales growth of 16.3% CAGR over last 5 years"]
  • − []
L&T Finance Limited
  • + ["Company has delivered good profit growth of 25.7% CAGR over last 5 years"]
  • − ["The company has delivered a poor sales growth of 5.5% over past five years."]
Kotak Mahindra Bank Limited full analysis L&T Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.