KOTAK MAHINDRA BANK LTD vs MANGAL CREDIT N FINCORP L

A side-by-side comparison of KOTAK MAHINDRA BANK LTD (KOTAKBANK) and MANGAL CREDIT N FINCORP L (MANCREDIT) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, KOTAK MAHINDRA BANK LTD leads KOTAKBANK vs MANCREDIT on 8 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability13
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

KOTAKBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

21.63
P/E ratio
31.38
2.19
P/B ratio
2.80
0.15%
Dividend yield
0.33%
₹19.39
EPS
₹7.25

Profitability

MANCREDIT takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

11.20%
Return on equity
8.67%
6.93%
Return on capital
14.40%
24.31%
EBITDA margin
77.81%
17.25%
Net margin
21.90%

Growth

MANCREDIT takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
48.70%
8.92%
Profit CAGR (3Y)
24.15%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.19L Cr
Market cap
₹481 Cr
₹1.11L Cr
Revenue
₹70 Cr
₹19,288 Cr
Net profit
₹15 Cr
0.00
Debt / equity
1.92
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
MANGAL CREDIT N FINCORP L
  • + ["Company is expected to give good quarter", "Company has delivered good profit growth of 21.8% CAGR over last 5 years"]
  • ["Stock is trading at 3.03 times its book value", "Company has low interest coverage ratio.", "Company has a low return on equity of 9.55% over last 3 years."]
KOTAK MAHINDRA BANK LTD full analysis MANGAL CREDIT N FINCORP L full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.