KOTAK MAHINDRA BANK LTD vs Raama Finance Ltd

A side-by-side comparison of KOTAK MAHINDRA BANK LTD (KOTAKBANK) and Raama Finance Ltd (RLFL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, KOTAK MAHINDRA BANK LTD leads KOTAKBANK vs RLFL on 11 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability40
  • Growth01
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

KOTAKBANK takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

22.80
P/E ratio
34.92
2.29
P/B ratio
5.25
0.16%
Dividend yield
0.00%
₹19.40
EPS
₹0.40

Profitability

KOTAKBANK takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

10.65%
Return on equity
0.40%
5.54%
Return on capital
0.27%
24.31%
EBITDA margin
0.00%
27.64%
Net margin
22.97%

Growth

RLFL takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

18.30%
Revenue CAGR (3Y) even
—
8.92%
Profit CAGR (3Y)
583.99%

Size & financial health

KOTAKBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.40L Cr
Market cap
₹111 Cr
₹69,781 Cr
Revenue
₹2130.74L Cr
₹19,288 Cr
Net profit
₹0 Cr
0.00
Debt / equity
0.10
KOTAK MAHINDRA BANK LTD
  • + ["Company has delivered good sales growth of 16.3% CAGR over last 5 years"]
  • − []
Raama Finance Ltd
  • + ["Company has delivered good profit growth of 217.0% CAGR over last 5 years"]
  • − ["Company has a low return on equity of 6.3% over last 3 years."]
KOTAK MAHINDRA BANK LTD full analysis Raama Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.