Raama Finance Ltd
₹13.80▲ +0.10 (+0.73%)
RLFL·BSE·Financial Services
Market Cap
111.19 Cr
PE Ratio
34.92
Volume
54,484
Day High - Low
14.48 - 13.11
52W High-Low
20.86 - 8.22
₹13.80▲ +0.10 (+0.73%)
Market Cap111.19 Cr
PE Ratio34.92
Volume54,484
Day High - Low14.48 - 13.11
52W High-Low20.86 - 8.22
Raama Finance Ltd (RLFL): company summary
The company's business is improving with annual net profit rising 16100.0% to ₹3 crore.
Raama Finance Ltd (RLFL) is a micro-cap Financial Services company valued at ₹111 crore operating in NBFC on the NSE and BSE.
- Recent price move
- Raama Finance Ltd last traded at ₹13.8, modestly up 0.73% on the day.
- Financial performance
- The company's business is improving with annual net profit rising 16100.0% to ₹3 crore. The latest quarter shows profit margin at 26.5%, return on equity at 18.5%, and return on capital employed at 22.9%, indicating strong profitability and efficient use of capital.
- Valuation multiples
- The stock trades at 34.9 times earnings, a premium to the Financial Services median of 19.3, 5.25 times book value.
- Things to watch
- The company is not paying out dividends despite repeated profits, which could be a concern for income-focused investors. The stock is trading 13.8% below its 52-week high, suggesting potential pressure on price momentum.
- Where it stands
- The DocStoX verdict of buy follows from strong earnings growth and business quality, with the most important factor being the rapid profit growth. The score breakdown highlights the company's strong earnings growth and business quality, but the lower price momentum could limit overall appeal.
Summarised by DocStoX's model on 2026-09-08 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
DocStoX Score
4.5/10
Weak
Fair Value
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ROE
0.40%
Weak
P/E
34.92x
Fair
Debt / Equity
0.10
Low
Industry
Financial Services
NBFC
Overall View
Mixed
Price performance
Day₹13.11
₹14.48
52W₹8.22
₹20.86
DocStoX take
Supported by growth (7.5), but held back by valuation (1.5). Growth looks strong at 7.5, but that is offset by valuation at 1.5. We are calling it Mixed rather than resolving the conflict for you.
DocStoX score
Low confidence4.5
/10
Weak
Quality
Modest
ROE 0.4%
Valuation
Expensive
P/E 34.9×
Growth
Strong
Profit +217.0% 5Y CAGR
Risk
Moderate
D/E 0.10 (lender)
Momentum
Soft
44% of 52-week range
At a glance
Market Cap
₹111 Cr
52W High / Low
₹21 / ₹8
Dividend Yield
0.00%
Promoter Holding
54.93%
EPS (TTM)
₹0.40
Book Value
₹3.62
Key highlights
- Profit compounding 217% a year
- Profitable in all of the last 5 years
- Healthy net margin (23%)
- Valuation is weak (1.5/10)
- Small ₹111 cr company — thinner liquidity
3 Positives2 Watchouts
Growth
Financials
Technicals
Peers
News
Forecasts
About the company
More data
Filings, corporate actions and ownership detail — opened on demand.
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Fair ValueOur fair-value estimate, upside, and Bear/Base/Bull scenarios.Intrinsic ValueGraham & earnings-power intrinsic value with margin of safety.DCFDiscounted cash flow — free cash flow, growth, value per share.ValuationP/E, P/B, earnings yield and the full multiples picture.Financial RatiosProfitability, leverage and efficiency ratios at a glance.PeersHow it stacks up against its closest listed competitors.
Raama Finance Ltd peers in Financial Services
Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.
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