LIFE INSURA CORP OF INDIA vs MUTHOOT MICROFIN LIMITED

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and MUTHOOT MICROFIN LIMITED (MUTHOOTMF) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs MUTHOOTMF on 10 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability22
  • Growth11
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

8.99
P/E ratio
20.22
3.09
P/B ratio
1.22
2.42%
Dividend yield
0.00%
₹45.42
EPS
₹9.99

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
5.95%
35.00%
Return on capital
8.68%
5.00%
EBITDA margin
47.38%
5.88%
Net margin
7.19%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
18.37%
16.86%
Profit CAGR (3Y)
1.26%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.18L Cr
Market cap
₹3,389 Cr
₹9.78L Cr
Revenue
₹2,370 Cr
₹57,453 Cr
Net profit
₹170 Cr
0.00
Debt / equity
3.40
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
MUTHOOT MICROFIN LIMITED
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 5.19% over last 3 years."]
LIFE INSURA CORP OF INDIA full analysis MUTHOOT MICROFIN LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LICI vs MUTHOOTMF: Share Price, Valuation & Which to Buy | DocStoX