LIFE INSURA CORP OF INDIA vs PNB HOUSING FIN LTD.

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and PNB HOUSING FIN LTD. (PNBHOUSING) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs PNBHOUSING on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability22
  • Growth02
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.05
P/E ratio
15.33
3.09
P/B ratio
1.49
2.42%
Dividend yield
0.68%
₹45.42
EPS
₹74.49

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
11.58%
35.00%
Return on capital
9.44%
5.00%
EBITDA margin
94.34%
5.88%
Net margin
25.26%

Growth

PNBHOUSING takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
9.22%
16.86%
Profit CAGR (3Y)
30.56%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.33L Cr
Market cap
₹30,019 Cr
₹9.78L Cr
Revenue
₹7,665 Cr
₹57,453 Cr
Net profit
₹1,936 Cr
0.00
Debt / equity
3.70
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
PNB HOUSING FIN LTD.
  • + ["Company has delivered good profit growth of 20.2% CAGR over last 5 years"]
  • ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 2.36% over past five years.", "Company has a low return on equity of 12.4% over last 3 years.", "Company might be capitalizing the interest cost"]
LIFE INSURA CORP OF INDIA full analysis PNB HOUSING FIN LTD. full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.