PNB Housing FIN LTD.
F&O₹1,167.70▼ -16.20 (-1.37%)
PNBHOUSING·NSE·Financial Services
Market Cap
30454.07 Cr
PE Ratio
13.27
Volume
4,70,089
Day High - Low
1187.90 - 1162.30
52W High-Low
1224.80 - 729.60
₹1,167.70▼ -16.20 (-1.37%)
Market Cap30454.07 Cr
PE Ratio13.27
Volume4,70,089
Day High - Low1187.90 - 1162.30
52W High-Low1224.80 - 729.60
PNB Housing Fin Ltd. (PNBHOUSING): company summary
PNB Housing Finance's business is improving, with annual revenue rising 10.9% and net profit growing 18.3% year-on-year.
PNB Housing Fin Ltd. (PNBHOUSING) is a mid-cap Financial Services company valued at ₹30,454 crore operating in Housing Finance Company on the NSE and BSE.
- Recent price move
- PNB Housing Fin Ltd. last traded at ₹1,167.7, modestly down 1.37% on the day.
- Recent developments
- On 2026-09-17, PNB Housing Finance announced the allotment of securities as part of its fundraising efforts. On 2026-09-07, the board approved a ₹10,000 crore NCD fund raise through private placement. On 2026-08-21, the company was among five F&O stocks showing a sharp rise in futures open interest. On 2026-07-23, the company provided information about a centralized database for corporate bonds and debentures.
- Financial performance
- PNB Housing Finance's business is improving, with annual revenue rising 10.9% and net profit growing 18.3% year-on-year. The latest quarter saw revenue increase 9.0% and net profit rise 4.4% compared to the same quarter a year earlier. The net profit margin expanded 1.7 percentage points to 26.9%, but return on equity and return on capital employed remain relatively low at 11.9% and 9.3%, respectively.
- Valuation multiples
- The stock trades at 13.3 times earnings, a discount to the Financial Services median of 19.3, 1.49 times book value. It yields 0.7%.
- Things to watch
- The company is highly leveraged, with debt to equity at 2.77. The stock is 4.4% below its 52-week high, and promoter holding remains at 28.03%. Foreign institutional holding increased slightly, but domestic institutional holding also rose, indicating a mixed ownership trend.
- Where it stands
- PNB Housing Finance reported strong annual growth in both revenue and net profit, with the net profit margin expanding. The latest quarter showed continued growth in revenue and net profit, though returns remain modest. The company's fundraising activities and increased open interest in futures suggest ongoing market engagement, but its high leverage and recent price performance below its 52-week high highlight key risks.
Summarised by DocStoX's model on 2026-10-10 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
DocStoX Score
6.7/10
Fair
Fair Value
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ROE
11.92%
Average
P/E
13.27x
Cheap
Debt / Equity
2.77
High
Industry
Financial Services
Housing Finance Company
Overall View
Fair
Price performance
NIFTY 500NIFTY SMALLCAP 250
Day₹1162
₹1188
52W₹729.60
₹1225
DocStoX take
Supported by risk (7.9) and momentum (7.5), but weakest on quality (5.2).
DocStoX score
Low confidence6.7
/10
Fair
Quality
Solid
ROE 11.9%
Valuation
Fair
P/E 13.3×
Growth
Steady
Revenue +2.3% 5Y CAGR
Risk
Low risk
D/E 2.77 (lender)
Momentum
Strong
88% of 52-week range
At a glance
Market Cap
₹30,454 Cr
52W High / Low
₹1225 / ₹730
Dividend Yield
0.73%
Promoter Holding
28.03%
EPS (TTM)
₹88.01
Book Value
₹737.64
Key highlights
- Profitable in all of the last 5 years
- Healthy net margin (27%)
- Undemanding at 13× earnings
- Revenue barely growing (2% a year)
4 Positives1 Watchout
Growth
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About the company
More data
Filings, corporate actions and ownership detail — opened on demand.
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PNB HOUSING FIN LTD. peers in Financial Services
Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.
HDFC Bank LimitedICICI Bank LimitedState Bank of IndiaBajaj Finance LimitedLife Insurance Corporation Of IndiaKotak Mahindra Bank LimitedAxis Bank LimitedBajaj Finserv LimitedShriram Finance LimitedSBI Life Insurance Company LimitedJio Financial Services LimitedICICI Prudential Asset Management Company Limited
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