PNB HOUSING FIN LTD. Intrinsic Value
PNBHOUSING · Financial Services · Current price ₹1,135.6
Is PNB HOUSING FIN LTD. undervalued?
DocStoX estimates the fair value of PNB HOUSING FIN LTD. at ₹1,192 per share, versus the current market price of ₹1,136. That puts the stock about +5.0% below our fair-value estimate, which we read as "Fairly Valued". Our confidence in this estimate is low.
How this fair value is calculated
This estimate blends 3 independent methods: Excess-return (book value) (₹644), Relative P/E (₹2,602), Analyst target (₹1,257). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹644 (bear) to ₹1,192 (base) to ₹2,602 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
Margin of safety
Value investors demand a margin of safety — a discount to intrinsic value that protects against being wrong. At ₹1,136 versus an intrinsic value of ₹1,192, PNB HOUSING FIN LTD. currently offers +5.0% of margin.
More on PNB HOUSING FIN LTD.
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.