PNB Housing Finance Limited Financial Ratios
PNBHOUSING · Financial Services · Current price ₹1,167.7
P/E ratio
13.3x
P/B ratio
1.5x
ROE
11.9%
ROCE
9.3%
Debt / Equity
2.77
Dividend yield
0.7%
Ratio reference
| Ratio | Value | What it means |
|---|---|---|
| P/E | 13.3x | Price paid per ₹1 of annual earnings — lower is cheaper (context-dependent). |
| P/B | 1.5x | Price relative to book value — <1 can signal deep value or trouble. |
| ROE | 11.9% | Return on equity — how much profit the company earns on shareholder capital. |
| ROCE | 9.3% | Return on capital employed — efficiency including debt. >15% is strong. |
| D/E | 2.77 | Leverage — higher means more debt-funded, riskier in downturns. |
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PNB Housing Finance Limited profitability
PNB Housing Finance Limited generates a return on equity of 11.9% and a return on capital employed of 9.3%. An ROE consistently above 15% usually points to a quality business with a durable advantage; below 10% suggests weak profitability or a capital-heavy model.
Leverage & valuation
With a debt-to-equity of 2.77 and a P/E of 13.3x, PNB Housing Finance Limited is carrying meaningful debt. Our overall business-quality score for the company is 4.6 / 10.
Understand the ratios
More on PNB Housing Finance Limited
DocStoX estimates are computed from reported financials, for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.

