PNB HOUSING FIN LTD. Financial Ratios

PNBHOUSING · Financial Services · Current price ₹1,139.9

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P/E ratio
15.3x
P/B ratio
1.5x
ROE
11.6%
ROCE
9.0%
Debt / Equity
3.70
Dividend yield
0.7%
Ratio reference
RatioValueWhat it means
P/E15.3xPrice paid per ₹1 of annual earnings — lower is cheaper (context-dependent).
P/B1.5xPrice relative to book value — <1 can signal deep value or trouble.
ROE11.6%Return on equity — how much profit the company earns on shareholder capital.
ROCE9.0%Return on capital employed — efficiency including debt. >15% is strong.
D/E3.70Leverage — higher means more debt-funded, riskier in downturns.
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PNB HOUSING FIN LTD. profitability

PNB HOUSING FIN LTD. generates a return on equity of 11.6% and a return on capital employed of 9.0%. An ROE consistently above 15% usually points to a quality business with a durable advantage; below 10% suggests weak profitability or a capital-heavy model.

Leverage & valuation

With a debt-to-equity of 3.70 and a P/E of 15.3x, PNB HOUSING FIN LTD. is carrying meaningful debt. Our overall business-quality score for the company is 4.2 / 10.

Understand the ratios

More on PNB HOUSING FIN LTD.

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.