PNB HOUSING FIN LTD. Financial Ratios
PNBHOUSING · Financial Services · Current price ₹1,099.8
P/E ratio
12.5x
P/B ratio
1.4x
ROE
12.7%
ROCE
9.4%
Debt / Equity
3.69
Dividend yield
0.5%
Ratio reference
| Ratio | Value | What it means |
|---|---|---|
| P/E | 12.5x | Price paid per ₹1 of annual earnings — lower is cheaper (context-dependent). |
| P/B | 1.4x | Price relative to book value — <1 can signal deep value or trouble. |
| ROE | 12.7% | Return on equity — how much profit the company earns on shareholder capital. |
| ROCE | 9.4% | Return on capital employed — efficiency including debt. >15% is strong. |
| D/E | 3.69 | Leverage — higher means more debt-funded, riskier in downturns. |
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PNB HOUSING FIN LTD. profitability
PNB HOUSING FIN LTD. generates a return on equity of 12.7% and a return on capital employed of 9.4%. An ROE consistently above 15% usually points to a quality business with a durable advantage; below 10% suggests weak profitability or a capital-heavy model.
Leverage & valuation
With a debt-to-equity of 3.69 and a P/E of 12.5x, PNB HOUSING FIN LTD. is carrying meaningful debt. Our overall business-quality score for the company is 4.3 / 10.
Understand the ratios
More on PNB HOUSING FIN LTD.
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.