PNB HOUSING FIN LTD. Financial Ratios
PNBHOUSING · Financial Services · Current price ₹1,139.9
P/E ratio
15.3x
P/B ratio
1.5x
ROE
11.6%
ROCE
9.0%
Debt / Equity
3.70
Dividend yield
0.7%
Ratio reference
| Ratio | Value | What it means |
|---|---|---|
| P/E | 15.3x | Price paid per ₹1 of annual earnings — lower is cheaper (context-dependent). |
| P/B | 1.5x | Price relative to book value — <1 can signal deep value or trouble. |
| ROE | 11.6% | Return on equity — how much profit the company earns on shareholder capital. |
| ROCE | 9.0% | Return on capital employed — efficiency including debt. >15% is strong. |
| D/E | 3.70 | Leverage — higher means more debt-funded, riskier in downturns. |
Model it yourself — PEG Ratio Calculator
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PNB HOUSING FIN LTD. profitability
PNB HOUSING FIN LTD. generates a return on equity of 11.6% and a return on capital employed of 9.0%. An ROE consistently above 15% usually points to a quality business with a durable advantage; below 10% suggests weak profitability or a capital-heavy model.
Leverage & valuation
With a debt-to-equity of 3.70 and a P/E of 15.3x, PNB HOUSING FIN LTD. is carrying meaningful debt. Our overall business-quality score for the company is 4.2 / 10.
Understand the ratios
More on PNB HOUSING FIN LTD.
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.

