LIFE INSURA CORP OF INDIA vs TCFC Finance Ltd

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and TCFC Finance Ltd (TCFCFINQ) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs TCFCFINQ on 9 of 14 metrics (3 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability40
  • Growth· not comparable
  • Size & financial health30

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.14
P/E ratio
22.40
3.09
P/B ratio
0.24
2.42%
Dividend yield
6.95%
₹45.42
EPS
₹1.16

Profitability

LICI takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
-1.68%
35.00%
Return on capital
-3.17%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y) even
16.86%
Profit CAGR (3Y) even

Size & financial health

LICI takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.16L Cr
Market cap
₹25 Cr
₹9.78L Cr
Revenue
₹0 Cr
₹57,453 Cr
Net profit
₹1 Cr
0.00
Debt / equity even
0.00
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
TCFC Finance Ltd
  • + ["Company is almost debt free.", "Stock is trading at 0.25 times its book value"]
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 3.64% over last 3 years.", "Working capital days have increased from 12,122 days to 20,740 days"]
LIFE INSURA CORP OF INDIA full analysis TCFC Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.