TCFC Finance Ltd

TCFC Finance Ltd (TCFCFINQ) is a micro-cap Financial Services company valued at ₹26 crore operating in NBFC on the NSE and BSE.

Recent price move

TCFC Finance Ltd last traded at ₹25, unchanged on the day.

Financial performance

The company's business is deteriorating, with annual net profit swinging from a profit of ₹1 crore to a loss of ₹2 crore. The latest quarter shows a net profit margin of 120.0%, but return on equity and return on capital employed are negative, indicating poor profitability despite the high margin.

Valuation multiples

The stock trades at 21.6 times earnings, broadly in line with the Financial Services median of 19.3, 0.24 times book value. It yields 7.2%.

Things to watch

The company's working capital days have surged to 20,740 days, signaling severe liquidity issues. The net profit margin, though high, is unsustainable given the negative return on equity and return on capital employed. The company's price is 48.5% below its 52-week high, suggesting a lack of investor confidence.

Where it stands

The DocStoX verdict of avoid follows from the company's deteriorating profitability and severe liquidity issues. The most critical factor is the negative return on equity and return on capital employed, which indicate the business is not generating value for shareholders.

Summarised by DocStoX's model on 2026-09-08 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.