Life Insurance Corporation Of India vs UCO Bank

A side-by-side comparison of Life Insurance Corporation Of India (LICI) and UCO Bank (UCOBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Life Insurance Corporation Of India leads LICI vs UCOBANK on 9 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability22
  • Growth11
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

8.76
P/E ratio
10.65
3.09
P/B ratio
0.97
2.47%
Dividend yield
1.84%
₹45.42
EPS
₹2.21

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
8.32%
35.00%
Return on capital
5.32%
5.00%
EBITDA margin
14.06%
5.88%
Net margin
10.53%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
14.19%
16.86%
Profit CAGR (3Y)
14.87%

Size & financial health

LICI takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.02L Cr
Market cap
₹29,781 Cr
₹9.78L Cr
Revenue
₹26,281 Cr
₹57,453 Cr
Net profit
₹2,768 Cr
0.00
Debt / equity even
0.00
Life Insurance Corporation Of India
  • + ["Company has delivered good profit growth of 80.8% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 49.1%"]
  • − ["The company has delivered a poor sales growth of 7.2% over past five years."]
UCO Bank
  • + ["Company has delivered good profit growth of 75.3% CAGR over last 5 years", "Stock is trading at 0.89 times its book value"]
  • − ["Company has a low return on equity of 7.7% over last 3 years."]
Life Insurance Corporation Of India full analysis UCO Bank full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.