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UCO Bank

UCOBANK·NSE·
₹23.53▼ -0.43 (-1.79%)
Market Cap29781.45 Cr
PE Ratio10.65
Volume2,17,29,997
Day High - Low24.80 - 23.38
52W High-Low34.20 - 22.22

UCO Bank (UCOBANK): company summary

The company's annual net profit rose 13.2% to ₹2,768 crore, while the latest quarter's net profit increased 8.1% to ₹656 crore compared to the same quarter a year earlier.

UCO Bank (UCOBANK) is a mid-cap Financial Services company valued at ₹29,781 crore operating in Public Sector Bank on the NSE and BSE.

Recent price move
UCO Bank last traded at ₹23.53, modestly down 1.79% on the day.
Recent developments
2026-10-02: UCO Bank reported higher advances in Q2 FY27, suggesting improved lending activity. 2026-07-29: The bank plans to raise $500 million through foreign currency deposits and overseas borrowings, aligning with other lenders accessing concessional funding.
Financial performance
The company's annual net profit rose 13.2% to ₹2,768 crore, while the latest quarter's net profit increased 8.1% to ₹656 crore compared to the same quarter a year earlier. Profit margins remain stable at 10.5%, but return on equity and return on capital employed are low at 8.3% and 5.3% respectively, indicating limited efficiency in generating returns from equity and capital.
Valuation multiples
The stock trades at 10.7 times earnings, a discount to the Financial Services median of 19.3, 0.97 times book value. It yields 1.8%.
Things to watch
The stock is 32.0% below its 52-week high, reflecting a significant decline from recent peak levels. Domestic institutional holding fell by 0.17 points in the quarter, indicating reduced interest from large investors.
Where it stands
UCO Bank's annual net profit grew 13.2% to ₹2,768 crore, with the latest quarter showing an 8.1% increase in net profit. The stock remains 32.0% below its 52-week high, and domestic institutional holding decreased slightly in the quarter.

Summarised by DocStoX's model on 2026-10-10 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.

DocStoX Score
6.1/10
Fair
Fair Value
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ROE
8.32%
Average
P/E
10.65x
Cheap
Debt / Equity
0.00
Low
Industry
Financial Services
Public Sector Bank
Overall View
Mixed

Price performance

NIFTY 500NIFTY SMALLCAP 250
Day₹23.38
₹24.80
52W₹22.22
₹34.20
DocStoX take

Supported by growth (8.8) and risk (8.6), but held back by momentum (0.0). Growth looks strong at 8.8, but that is offset by momentum at 0.0. We are calling it Mixed rather than resolving the conflict for you.

DocStoX score

Low confidence
6.1
/10
Fair
Quality
Modest
ROE 8.3%
Valuation
Cheap
P/E 10.7×
Growth
Strong
Revenue +14.2% 3Y CAGR
Risk
Low risk
D/E 0.00 (lender)
Momentum
Weak
11% of 52-week range

At a glance

Market Cap
₹29,781 Cr
52W High / Low
₹34 / ₹22
Dividend Yield
1.84%
Promoter Holding
90.95%
EPS (TTM)
₹2.21
Book Value
₹26.52

Key highlights

  • Profit compounding 75% a year
  • Profitable in all of the last 5 years
  • Undemanding at 11× earnings
  • Momentum is weak (0.0/10)
  • Near the bottom of its 52-week range (11%)
3 Positives2 Watchouts

Growth

Financials

Shareholding

Technicals

Peers

News

Forecasts

About the company

More data

Filings, corporate actions and ownership detail — opened on demand.

More Financial Services stocks · Public Sector Bank

UCO Bank peers in Financial Services

Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.