UCO BANK Fair Value
UCOBANK · Financial Services · Current price ₹24.6
| Method | Fair value | Status |
|---|---|---|
| Excess-return (book value) | ₹25 | 8% ROE fading to 13% over ~3 yrs, on ₹27 book |
| Relative P/E | ₹26 | EPS × 11.7 peer-median P/E |
| Graham floor | — | Not meaningful for financials |
| Analyst target | — | No analyst coverage |
Is UCO BANK undervalued?
DocStoX estimates the fair value of UCO BANK at ₹25 per share, versus the current market price of ₹25. That puts the stock about +2.7% below our fair-value estimate, which we read as "Fairly Valued". Our confidence in this estimate is medium.
How this fair value is calculated
This estimate blends 2 independent methods: Excess-return (book value) (₹25), Relative P/E (₹26). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹21 (bear) to ₹25 (base) to ₹29 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
More on UCO BANK
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.