UCO BANK Intrinsic Value

UCOBANK · Financial Services · Current price ₹26.06

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DocStoX fair value
₹23
medium confidence
Current price
₹26
Upside to fair value
-11.7%
Verdict
Expensive
Quality score
3.2 / 10
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Is UCO BANK undervalued?

DocStoX estimates the fair value of UCO BANK at ₹23 per share, versus the current market price of ₹26. That puts the stock about -11.7% above our fair-value estimate, which we read as "Expensive". Our confidence in this estimate is medium.

How this fair value is calculated

This estimate blends 2 independent methods: Excess-return (book value) (₹23), Relative P/E (₹23). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹20 (bear) to ₹23 (base) to ₹26 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

Margin of safety

Value investors demand a margin of safety — a discount to intrinsic value that protects against being wrong. At ₹26 versus an intrinsic value of ₹23, UCO BANK currently offers -11.7% of negative margin (i.e. a premium).

More on UCO BANK

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.