LIFE INSURA CORP OF INDIA vs SARASWATI COMM (INDIA) L

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and SARASWATI COMM (INDIA) L (ZSARACOM) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs ZSARACOM on 9 of 14 metrics (2 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.54
P/E ratio
15.12
3.09
P/B ratio
0.96
2.28%
Dividend yield
0.00%
₹45.42
EPS
₹842.32

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
8.92%
35.00%
Return on capital
10.90%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
16.86%
Profit CAGR (3Y)
97.18%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.48L Cr
Market cap
₹1,391 Cr
₹9.78L Cr
Revenue
₹0 Cr
₹57,453 Cr
Net profit
₹92 Cr
0.00
Debt / equity
0.00
LIFE INSURA CORP OF INDIA
  • + ["Company is almost debt free.", "Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years.", "Tax rate seems low"]
SARASWATI COMM (INDIA) L
  • + ["Company has reduced debt.", "Company is almost debt free.", "Company has delivered good profit growth of 34.0% CAGR over last 5 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has a low return on equity of 10.2% over last 3 years."]
LIFE INSURA CORP OF INDIA full analysis SARASWATI COMM (INDIA) L full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LIFE INSURA CORP OF INDIA vs SARASWATI COMM (INDIA) L: Share Price, Valuation & Which to Buy | DocStoX