Gilada Finance & Investments Ltd

Gilada Finance & Investments Ltd (GILADAFINS) is a micro-cap Financial Services company valued at ₹16 crore operating in NBFC on the NSE and BSE.

Recent price move

Gilada Finance & Investments Ltd last traded at ₹11.5, modestly down 0.35% on the day.

Financial performance

The company's annual net profit remained flat at ₹2 crore, with a slight rise in profit margin to 29.9%. The latest quarter showed a profit growth of 12.6% over three years, but the company's return on equity and return on capital employed are low, indicating weak profitability relative to its capital base.

Valuation multiples

The stock trades at 7.6 times earnings, a discount to the Financial Services median of 19.3, 0.65 times book value.

Things to watch

The company is not paying dividends despite repeated profits, which could signal financial stress or poor cash flow management. The stock is significantly below its 52-week high, with a 48.2% drop, indicating potential investor pessimism. The low return on equity suggests the company may not be efficiently using its capital to generate returns.

Where it stands

The DocStoX verdict of buy follows from the strong earnings growth over the past five years and the company's consistent profitability. However, the low return on equity and lack of dividend payouts highlight the need for caution, as these factors could limit long-term shareholder value.

Summarised by DocStoX's model on 2026-09-08 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.