GSB Finance Ltd
₹50.25▼ -2.63 (-4.97%)
GSBFIN·BSE·Financial Services
Market Cap
30.15 Cr
PE Ratio
41.88
Volume
227
Day High - Low
50.25 - 50.25
52W High-Low
58.45 - 29.50
₹50.25▼ -2.63 (-4.97%)
Market Cap30.15 Cr
PE Ratio41.88
Volume227
Day High - Low50.25 - 50.25
52W High-Low58.45 - 29.50
GSB Finance Ltd (GSBFIN): company summary
The company's business is deteriorating, with annual net profit swinging from a profit of ₹1 crore to a loss of ₹0 crore.
GSB Finance Ltd (GSBFIN) is a micro-cap Financial Services company valued at ₹30 crore operating in NBFC on the NSE and BSE.
- Recent price move
- GSB Finance Ltd last traded at ₹50.25, down 4.97% on the day.
- Financial performance
- The company's business is deteriorating, with annual net profit swinging from a profit of ₹1 crore to a loss of ₹0 crore. The latest quarter shows a net profit margin of -24.6%, and return on equity is -2.2%, indicating poor profitability and weak capital efficiency.
- Valuation multiples
- The stock trades at 41.9 times earnings, a premium to the Financial Services median of 19.3, 2.24 times book value.
- Things to watch
- The company is currently incurring a net loss of ₹0 crore, with a net profit margin of -24.6%, which is a significant risk. High debtors of 374 days and working capital days increasing to 521 days signal liquidity and operational challenges.
- Where it stands
- The DocStoX verdict of avoid follows from the company's current net loss, poor profitability, and liquidity issues. The most critical factor is the net profit margin of -24.6%, which indicates the business is not generating positive returns.
Summarised by DocStoX's model on 2026-09-08 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
DocStoX Score
5.0/10
Weak
Fair Value
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ROE
6.58%
Weak
P/E
41.88x
Expensive
Debt / Equity
0.00
Low
Industry
Financial Services
NBFC
Overall View
Mixed
Price performance
52W₹29.50
₹58.45
DocStoX take
Supported by growth (7.5) and momentum (7.5), but held back by valuation (0.5). Growth looks strong at 7.5, but that is offset by valuation at 0.5. We are calling it Mixed rather than resolving the conflict for you.
DocStoX score
Low confidence5.0
/10
Weak
Quality
Modest
ROE 6.6%
Valuation
Expensive
P/E 41.9×
Growth
Strong
EPS +34.3% 5Y CAGR
Risk
Moderate
D/E 0.00 (lender)
Momentum
Strong
72% of 52-week range
At a glance
Market Cap
₹30 Cr
52W High / Low
₹58 / ₹30
Dividend Yield
0.00%
Promoter Holding
55.25%
EPS (TTM)
₹1.20
Book Value
₹23.96
Key highlights
- Healthy net margin (53%)
- Valuation is weak (0.5/10)
- Small ₹30 cr company — thinner liquidity
1 Positive2 Watchouts
Growth
Financials
Technicals
Peers
News
Forecasts
About the company
More data
Filings, corporate actions and ownership detail — opened on demand.
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Fair ValueOur fair-value estimate, upside, and Bear/Base/Bull scenarios.Intrinsic ValueGraham & earnings-power intrinsic value with margin of safety.DCFDiscounted cash flow — free cash flow, growth, value per share.ValuationP/E, P/B, earnings yield and the full multiples picture.Financial RatiosProfitability, leverage and efficiency ratios at a glance.PeersHow it stacks up against its closest listed competitors.
GSB Finance Ltd peers in Financial Services
Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.
Related tools & concepts
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