DocStoX is a free AI-powered research platform for Indian equity markets, covering 6,800+ NSE & BSE stocks with prices, fundamentals, 326 financial ratios, shareholding, FII/DII flows, F&O, IPOs, a visual screener and AI stock scoring.

Yes. DocStoX has a free tier covering stock research, the screener, FII/DII data and educational guides, plus a free MCP API tier (50 tool calls/day) for AI assistants. A Pro plan adds higher limits and advanced features.

What data does DocStoX cover?

Every NSE & BSE listed stock (6,800+ instruments): EOD and intraday prices, income statement / balance sheet / cash flow, 326 ratios, quarterly shareholding, promoter pledge, mutual-fund holdings, FII/DII flows, F&O and option-chain data, analyst forecasts, IPOs, corporate actions and news.

Can AI assistants like ChatGPT or Claude use DocStoX data?

Yes. DocStoX runs a public Model Context Protocol (MCP) server at https://mcp.docstox.com/mcp with 39 tools, so Claude, ChatGPT, Cursor and other MCP clients can pull Indian market data directly. Setup and a free key are at https://docstox.com/mcp.

What is the PE ratio of India Home Loans Ltd?

India Home Loans Ltd has a price-to-earnings (PE) ratio of 457.0 in the Financial Services sector.

What is the market capitalisation of India Home Loans Ltd?

India Home Loans Ltd has a market capitalisation of approximately ₹46 crore.

India Home Loans Ltd

INDIAHOMELOANSLTD·NSE·Financial Services

₹0.00▲ +0.00 (+0.00%)

⚠️Trading suspended. Not a live price.

Financial Services · Housing Finance

A steady, established business

52W₹25

₹48-109%

Open

—

High

—

Low

—

Prev Close

—

Volume

—

VWAP

—

Snapshot

Key fundamentals

Market Cap

₹46 Cr

P/E Ratio

457.00Expensive

P/B Ratio

1.10

EPS

₹0.19

Book Value

₹29.02

ROE

0.24%Weak

ROCE

8.48%Weak

Dividend Yield

0.31%

Debt / Equity

1.29Elevated

Face Value

₹10.00

52W High

₹47.54

52W Low

₹24.80

Sector

Financial Services

Industry

Housing Finance

Expensive

None moatVery High uncertainty

Fair value estimate

₹25

No recent traded price

BearFair valueBull

₹21₹25₹29

/100

Business quality — Watch the fundamentals

Growth 50Profitability 0Efficiency 2Valuation 18

Plain English

Our view

A steady, established business
Weak returns on equity (0%)

Risks

Weak returns on equity (0%)
Expensive — trades at 457× earnings

How we got there

Fair value methods

Excess-return (book value)

1% ROE fading to 13% over ~3 yrs, on ₹29 book

₹25

Relative P/E

Needs positive EPS

—

Graham floor

Not meaningful for financials

—

Analyst target

No analyst coverage

—

Blended fair value₹25

What the numbers say

Investment thesis

Bull case

No standout positives from the current metrics.

Bear case

Weak returns on equity (0%)
Expensive — trades at 457× earnings

Free — see our deterministic Fair Value range, business quality score, and the full bull/bear case for this stock.

Snapshot

Key statistics

P/E

457.0Expensive

Below 15× is value territory; above 35× prices in strong growth

ROE

0.2%Weak

Above 15% is considered healthy for Indian equities

ROCE

8.5%Weak

Above 18% means capital is working hard

Debt/Eq

1.29Elevated

Below 0.5 is comfortable; above 1.5 strains the balance sheet

Mkt Cap

₹46 Cr

P/B

1.10

EPS

₹0.19

Div Yield

0.31%

What changed

Recent changes

Promoters+0.16% stake last quarter

What matters

News impact

Overview

Valuation

Expensive

P/E 457.0×

Growth

N/A

No history

Profitability

Modest

0.2% ROE

Financial health

Leveraged

D/E 1.29

Momentum

N/A

No technicals

Today

Trading activity

Delivery %—

Turnover—

Trades—

VWAP—

Face value₹10.00

Market depth

Market depth available during market hours

Snapshot

Technical signals

Compounded annual growth

Growth (CAGR)

Revenue

—

10Y

—

Profit

-40.3%

-35.0%

10Y

-17.2%

EPS

—

10Y

—

Profile

Pros

Stock is trading at 1.07 times its book value

Watch-outs

Cons

Though the company is reporting repeated profits, it is not paying out dividend
Company has low interest coverage ratio.
The company has delivered a poor sales growth of -13.8% over past five years.
Promoter holding is low: 26.9%
Company has a low return on equity of -2.44% over last 3 years.
Promoter holding has decreased over last 3 years: -9.46%

Forecast

News

Peers

Financials

Growth

Shareholding

Ownership

Ownership breakdown

Quarter ending 31 Mar 2026

Promoters raised their stake by 0.16 pts last quarter. The QoQ column shows each group's change versus the prior quarter.

27%

Promoter

Promoters

26.9%+0.16

Public

43.3%-0.02

FII / FPI

0.0%0.00

DII

0.1%0.00

Others

29.7%

Total shareholders

3,804-8 QoQ

Quarterly trend

Ownership over time

Q4 FY26

Promoter26.92%

DII0.07%

Public43.33%

Others29.68%

Corporate Actions

Bulk & Block Deals

Filings

MF Holdings

Technicals

FAQs

Quick reference

Frequently asked questions

Incorporated in 1990, India Home Loan Ltd offers retail home loan products in the affordable housing segment[1]