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J A Finance Ltd

JAFINANCE·BSE·
₹160.00▲ +1.80 (+1.14%)
Market Cap170.38 Cr
PE Ratio240.00
Volume1,118
Day High - Low162.00 - 151.50
52W High-Low169.00 - 50.35

J A Finance Ltd (JAFINANCE): company summary

The company's annual net profit swung from a net loss of ₹0 crore to a profit of ₹1 crore, but the latest quarter ended with a net profit of ₹0 crore, which is flat compared to the same quarter a year earlier.

J A Finance Ltd (JAFINANCE) is a micro-cap Financial Services company valued at ₹170 crore operating in NBFC on the NSE and BSE.

Recent price move
J A Finance Ltd last traded at ₹160, modestly up 1.14% on the day.
Recent developments
On 2026-06-30, the company reported a net profit of ₹0 crore for the latest quarter, which is flat compared to the same quarter a year earlier. The company has a low interest coverage ratio and a high cost of borrowing, which may affect its financial stability.
Financial performance
The company's annual net profit swung from a net loss of ₹0 crore to a profit of ₹1 crore, but the latest quarter ended with a net profit of ₹0 crore, which is flat compared to the same quarter a year earlier. The net profit margin is 0.0%, and the return on equity is 2.6%, indicating weak profitability.
Valuation multiples
The stock trades at 240.0 times earnings, a premium to the Financial Services median of 19.3, 6.81 times book value.
Things to watch
The company's net profit margin is 0.0%, which suggests poor profitability. The company has a low interest coverage ratio and a high cost of borrowing, which could increase financial risk. The stock is 5.5% below its 52-week high.
Where it stands
The company's financial performance shows a swing from a net loss to a profit on an annual basis, but the latest quarter ended with no profit. The stock is 5.5% below its 52-week high, and the company has a high cost of borrowing and a low interest coverage ratio, which could affect its financial stability.

Summarised by DocStoX's model on 2026-09-10 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.

DocStoX Score
4.7/10
Weak
Fair Value
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ROE
2.65%
Weak
P/E
240.00x
Expensive
Debt / Equity
0.16
Low
Industry
Financial Services
NBFC
Overall View
Mixed

Price performance

Day₹151.50
₹162.00
52W₹50.35
₹169.00
DocStoX take

Supported by momentum (7.5) and risk (6.4), but held back by valuation (0.0). Momentum looks strong at 7.5, but that is offset by valuation at 0.0. We are calling it Mixed rather than resolving the conflict for you.

DocStoX score

Low confidence
4.7
/10
Weak
Quality
Solid
ROE 2.6%
Valuation
Expensive
P/E 200.0×
Growth
Steady
Profit +6.8% 3Y CAGR
Risk
Moderate
D/E 0.16 (lender)
Momentum
Strong
92% of 52-week range

At a glance

Market Cap
₹170 Cr
52W High / Low
₹169 / ₹50
Dividend Yield
0.00%
Promoter Holding
59.90%
EPS (TTM)
₹0.67
Book Value
₹19.38

Key highlights

  • Healthy net margin (45%)
  • Valuation is weak (0.0/10)
  • Expensive at 200× earnings
1 Positive3 Watchouts

Growth

Financials

Shareholding

Technicals

Peers

News

Forecasts

About the company

More data

Filings, corporate actions and ownership detail — opened on demand.

More Financial Services stocks · NBFC

J A Finance Ltd peers in Financial Services

Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.