Real Touch Finance Ltd.
₹35.70▲ +1.70 (+5.00%)
RTFL·BSE·Financial Services
Market Cap
45.31 Cr
PE Ratio
9.83
Volume
1
Day High - Low
35.70 - 35.70
52W High-Low
64.80 - 33.25
₹35.70▲ +1.70 (+5.00%)
Market Cap45.31 Cr
PE Ratio9.83
Volume1
Day High - Low35.70 - 35.70
52W High-Low64.80 - 33.25
Real Touch Finance Ltd. (RTFL): company summary
The company's business is improving, with annual revenue rising 54.0% and annual net profit growing 75.3%.
Real Touch Finance Ltd. (RTFL) is a micro-cap Financial Services company valued at ₹45 crore operating in Other Financial Services on the NSE and BSE.
- Recent price move
- Real Touch Finance Ltd. last traded at ₹35.7, sharply up 5.00% on the day.
- Financial performance
- The company's business is improving, with annual revenue rising 54.0% and annual net profit growing 75.3%. However, the latest quarter showed a decline in net profit, falling 13.4% compared to the same quarter a year earlier, while revenue rose 5.5%.
- Valuation multiples
- The stock trades at 9.8 times earnings, a discount to the Financial Services median of 19.3, 1.01 times book value.
- Things to watch
- The stock is 47.5% below its 52-week high, and the latest quarter's net profit dropped 13.4% compared to the same quarter a year earlier. The company's net profit margin, though up 1.9 percentage points, is still relatively low at 16.0%.
- Where it stands
- Real Touch Finance Ltd has shown strong growth in both revenue and net profit over the past few years, with a 57.2% revenue CAGR over three years and a 25.7% profit CAGR. However, the latest quarter's net profit fell 13.4% compared to the same quarter a year earlier, indicating a potential slowdown in profitability. The stock is currently 47.5% below its 52-week high.
Summarised by DocStoX's model on 2026-10-18 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
DocStoX Score
5.9/10
Fair
Fair Value
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ROE
10.40%
Average
P/E
9.83x
Cheap
Debt / Equity
4.91
High
Industry
Financial Services
Other Financial Services
Overall View
Mixed
Price performance
52W₹33.25
₹64.80
DocStoX take
Supported by valuation (8.4) and growth (8.1), but held back by momentum (0.0). Valuation looks strong at 8.4, but that is offset by momentum at 0.0. We are calling it Mixed rather than resolving the conflict for you.
DocStoX score
Low confidence5.9
/10
Fair
Quality
Solid
ROE 10.4%
Valuation
Cheap
P/E 9.8×
Growth
Strong
Revenue +77.9% 5Y CAGR
Risk
Moderate
D/E 4.91 (lender)
Momentum
Weak
8% of 52-week range
At a glance
Market Cap
₹45 Cr
52W High / Low
₹65 / ₹33
Dividend Yield
0.00%
Promoter Holding
54.12%
EPS (TTM)
₹3.63
Book Value
₹41.18
Key highlights
- Revenue compounding 78% a year
- Profit compounding 29% a year
- Profitable in all of the last 5 years
- Momentum is weak (0.0/10)
- Near the bottom of its 52-week range (8%)
4 Positives3 Watchouts
Growth
Financials
Technicals
Peers
News
Forecasts
About the company
More data
Filings, corporate actions and ownership detail — opened on demand.
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Fair ValueOur fair-value estimate, upside, and Bear/Base/Bull scenarios.Intrinsic ValueGraham & earnings-power intrinsic value with margin of safety.DCFDiscounted cash flow — free cash flow, growth, value per share.ValuationP/E, P/B, earnings yield and the full multiples picture.Financial RatiosProfitability, leverage and efficiency ratios at a glance.PeersHow it stacks up against its closest listed competitors.
Real Touch Finance Ltd. peers in Financial Services
Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.
HDFC BANK LTDICICI BANK LTD.STATE BANK OF INDIABAJAJ FINANCE LIMITEDLIFE INSURA CORP OF INDIAKOTAK MAHINDRA BANK LTDAXIS BANK LIMITEDBAJAJ FINSERV LTD.SHRIRAM FINANCE LIMITEDSBI LIFE INSURANCE CO LTDJIO FIN SERVICES LTDPUNJAB NATIONAL BANK
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