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Sera Investments & Finance India Ltd

SERA·BSE·
₹56.91▼ -3.85 (-6.34%)
Market Cap374.23 Cr
PE Ratio138.80
Volume56,622
Day High - Low59.75 - 56.90
52W High-Low64.01 - 32.59

Sera Investments & Finance India Ltd (SERA): company summary

The company's annual net profit surged 1666.7% to ₹53 crore, driven by a turnaround from a net loss of ₹14 crore in the previous year.

Sera Investments & Finance India Ltd (SERA) is a micro-cap Financial Services company valued at ₹374 crore operating in NBFC on the NSE and BSE.

Recent price move
Sera Investments & Finance India Ltd last traded at ₹56.91, sharply down 6.34% on the day.
Recent developments
On 2026-06-30, promoter holding decreased by -0.46%, and working capital days increased to 1,586 days from 552 days.
Financial performance
The company's annual net profit surged 1666.7% to ₹53 crore, driven by a turnaround from a net loss of ₹14 crore in the previous year. The latest quarter net profit was ₹50 crore, up from ₹32 crore in the prior quarter, but the net profit margin remained at 73.6%.
Valuation multiples
The stock trades at 138.8 times earnings, a premium to the Financial Services median of 19.3, 1.28 times book value. It yields 0.2%.
Things to watch
The company's working capital days have increased significantly to 1,586 days, indicating potential liquidity challenges. The promoter holding has decreased by -0.46% in the latest quarter.
Where it stands
The company has shown a strong recovery in net profit, with ₹53 crore annual net profit and ₹50 crore in the latest quarter. However, the significant increase in working capital days to 1,586 days is a key concern.

Summarised by DocStoX's model on 2026-09-10 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.

DocStoX Score
5.0/10
Weak
Fair Value
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ROE
1.00%
Weak
P/E
138.80x
Expensive
Debt / Equity
0.11
Low
Industry
Financial Services
NBFC
Overall View
Mixed

Price performance

Day₹56.90
₹59.75
52W₹32.59
₹64.01
DocStoX take

Supported by growth (7.5) and momentum (7.5), but held back by valuation (0.2). Growth looks strong at 7.5, but that is offset by valuation at 0.2. We are calling it Mixed rather than resolving the conflict for you.

DocStoX score

Low confidence
5.0
/10
Weak
Quality
Modest
ROE 1.0%
Valuation
Expensive
P/E 138.8×
Growth
Strong
EPS +26.1% 10Y CAGR
Risk
Moderate
D/E 0.11 (lender)
Momentum
Strong
77% of 52-week range

At a glance

Market Cap
₹374 Cr
52W High / Low
₹64 / ₹33
Dividend Yield
0.17%
Promoter Holding
57.69%
EPS (TTM)
₹0.41
Book Value
₹44.86

Key highlights

  • Healthy net margin (84%)
  • Loss-making in some of the last 5 years
  • Valuation is weak (0.2/10)
1 Positive4 Watchouts

Growth

Financials

Shareholding

Technicals

Peers

News

Forecasts

About the company

More data

Filings, corporate actions and ownership detail — opened on demand.

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Sera Investments & Finance India Ltd peers in Financial Services

Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.