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What is the PE ratio of Smart Finsec Ltd?

Smart Finsec Ltd has a price-to-earnings (PE) ratio of 24.4 in the Financial Services sector.

What is the market capitalisation of Smart Finsec Ltd?

Smart Finsec Ltd has a market capitalisation of approximately ₹25 crore.

Smart Finsec Ltd

SMARTFINSECLTD·NSE·Financial Services

₹0.00▲ +0.00 (+0.00%)

⚠️Trading suspended. Not a live price.

Financial Services · NBFC

A steady, established business

52W₹6

₹14-80%

Open

—

High

—

Low

—

Prev Close

—

Volume

—

VWAP

—

Snapshot

Key fundamentals

Market Cap

₹25 Cr

P/E Ratio

24.40Fair

P/B Ratio

1.45

EPS

₹0.39

Book Value

₹5.56

ROE

6.06%Weak

ROCE

8.41%Weak

Dividend Yield

0.00%

Debt / Equity

0.00Low

Face Value

₹1.00

52W High

₹14.19

52W Low

₹6.30

Sector

Financial Services

Industry

NBFC

Fairly Valued

None moatVery High uncertainty

Fair value estimate

₹5

No recent traded price

BearFair valueBull

₹4₹5₹6

/100

Business quality — Watch the fundamentals

Growth 50Profitability 5Efficiency 2Valuation 82

Plain English

Our view

A steady, established business
Virtually debt-free balance sheet
Weak returns on equity (6%)

Strengths

Virtually debt-free balance sheet
Promoters hold a controlling stake

Risks

Weak returns on equity (6%)

How we got there

Fair value methods

Excess-return (book value)

7% ROE fading to 13% over ~3 yrs, on ₹6 book

₹5

Relative P/E

Needs ≥3 peers with P/E

—

Graham floor

Not meaningful for financials

—

Analyst target

No analyst coverage

—

Blended fair value₹5

What the numbers say

Investment thesis

Bull case

Virtually debt-free balance sheet
Promoters hold a controlling stake

Bear case

Weak returns on equity (6%)

Free — see our deterministic Fair Value range, business quality score, and the full bull/bear case for this stock.

Snapshot

Key statistics

P/E

24.4Fair

Below 15× is value territory; above 35× prices in strong growth

ROE

6.1%Weak

Above 15% is considered healthy for Indian equities

ROCE

8.4%Weak

Above 18% means capital is working hard

Debt/Eq

0.00Low

Below 0.5 is comfortable; above 1.5 strains the balance sheet

Mkt Cap

₹25 Cr

P/B

1.45

EPS

₹0.39

Div Yield

—

What changed

Recent changes

No notable changes to report.

What matters

News impact

Overview

Valuation

Reasonable

P/E 24.4×

Growth

N/A

No history

Profitability

Modest

6.1% ROE

Financial health

Rock solid

D/E 0.00

Momentum

N/A

No technicals

Today

Trading activity

Delivery %—

Turnover—

Trades—

VWAP—

Face value₹1.00

Market depth

Market depth available during market hours

Snapshot

Technical signals

Compounded annual growth

Growth (CAGR)

Revenue

—

10Y

—

Profit

-10.2%

+17.8%

10Y

—

EPS

+18.9%

+39.4%

10Y

—

Profile

Pros

Company is almost debt free.

Watch-outs

Cons

Though the company is reporting repeated profits, it is not paying out dividend
The company has delivered a poor sales growth of -39.0% over past five years.
Company has a low return on equity of 10.1% over last 3 years.
Working capital days have increased from 1,159 days to 1,942 days

Forecast

News

Peers

Financials

Growth

Shareholding

Ownership

Ownership breakdown

Quarter ending 30 Jun 2026

Ownership was broadly stable versus the previous quarter. The QoQ column shows each group's change versus the prior quarter.

75%

Promoter

Promoters

75.0%0.00

Public

24.1%0.00

FII / FPI

0.0%0.00

DII

0.0%0.00

Others

0.9%

Total shareholders

16,465-155 QoQ

Quarterly trend

Ownership over time

Q1 FY27

Promoter74.99%

Public24.12%

Others0.89%

Corporate Actions

Bulk & Block Deals

Filings

MF Holdings

Technicals

FAQs

Quick reference

Frequently asked questions

Incorporated in 1994, Smart Finsec Ltd is in the business of lending small loans and investments in stocks, securities, and bonds.[1]

Smart Finsec Ltd valuation & research

Deep-dive tools with DocStoX's fair-value estimate, ratios and peers.

Fair Value Intrinsic Value DCF Valuation Financial Ratios Peers

Smart Finsec Ltd peers in Financial Services

Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.

HDFC BANK LTD ICICI BANK LTD.STATE BANK OF INDIA BAJAJ FINANCE LIMITED LIFE INSURA CORP OF INDIA AXIS BANK LIMITED KOTAK MAHINDRA BANK LTD BAJAJ FINSERV LTD.SHRIRAM FINANCE LIMITED SBI LIFE INSURANCE CO LTD ICICI PRUDENTIAL AMC LTD JIO FIN SERVICES LTD

Compare Smart Finsec Ltd with peers

Smart Finsec Ltd vs HDFC BANK LTD Smart Finsec Ltd vs ICICI BANK LTD.Smart Finsec Ltd vs STATE BANK OF INDIA Smart Finsec Ltd vs BAJAJ FINANCE LIMITED Smart Finsec Ltd vs LIFE INSURA CORP OF INDIA Smart Finsec Ltd vs AXIS BANK LIMITED

Smart Finsec Ltd

Key fundamentals

Key statistics

Recent changes

News impact

Overview

Trading activity

Technical signals

Growth (CAGR)

Company information

Pros

Cons

Forecast

News

Peers

Financials

Growth

Shareholding

Ownership breakdown

Ownership over time

Corporate Actions

Bulk & Block Deals

Filings

MF Holdings

Technicals

FAQs

Frequently asked questions

Smart Finsec Ltd valuation & research

Smart Finsec Ltd peers in Financial Services

Compare Smart Finsec Ltd with peers

Key statistics

Recent changes

News impact

Trading activity

Technical signals

Growth (CAGR)

Company information

Pros

Cons

Ownership breakdown

Ownership over time

Frequently asked questions