United Credit Ltd
₹22.39▲ +0.00 (+0.00%)
UNITDCR·BSE·Financial Services
Market Cap
12.30 Cr
PE Ratio
11.78
Volume
57
Day High - Low
22.49 - 22.39
52W High-Low
37.83 - 19.00
₹22.39▲ +0.00 (+0.00%)
Market Cap12.30 Cr
PE Ratio11.78
Volume57
Day High - Low22.49 - 22.39
52W High-Low37.83 - 19.00
United Credit Ltd (UNITDCR): company summary
United Credit Ltd (UNITDCR) is a micro-cap Financial Services company valued at ₹12 crore operating in NBFC on the NSE and BSE.
United Credit Ltd (UNITDCR) is a micro-cap Financial Services company valued at ₹12 crore operating in NBFC on the NSE and BSE.
- Recent price move
- United Credit Ltd last traded at ₹22.39, unchanged on the day.
- Financial performance
- Profit grew 7.7% a year. Return on equity is 2.8%.
- Valuation multiples
- The stock trades at 11.8 times earnings, a discount to the Financial Services median of 19.3, 0.39 times book value.
- Things to watch
- The price sits 41% below its 52-week high.
Generated from DocStoX data. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
DocStoX Score
4.9/10
Weak
Fair Value
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ROE
2.79%
Weak
P/E
11.78x
Cheap
Debt / Equity
0.01
Low
Industry
Financial Services
NBFC
Overall View
Mixed
Price performance
Day₹22.39
₹22.49
52W₹19.00
₹37.83
DocStoX take
Supported by valuation (9.0) and risk (7.1), but held back by momentum (0.4). Valuation looks strong at 9.0, but that is offset by momentum at 0.4 and growth at 2.3. We are calling it Mixed rather than resolving the conflict for you.
DocStoX score
Low confidence4.9
/10
Weak
Quality
Modest
ROE 2.8%
Valuation
Cheap
P/E 11.8×
Growth
Flat
Profit +0.7% 5Y CAGR
Risk
Moderate
D/E 0.01 (lender)
Momentum
Weak
18% of 52-week range
At a glance
Market Cap
₹12 Cr
52W High / Low
₹38 / ₹19
Dividend Yield
0.00%
Promoter Holding
57.31%
EPS (TTM)
₹1.90
Book Value
₹57.60
Key highlights
- Profitable in all of the last 5 years
- Healthy net margin (26%)
- Undemanding at 12× earnings
- Growth is weak (2.3/10)
- Momentum is weak (0.4/10)
3 Positives4 Watchouts
Growth
Financials
Technicals
Peers
News
Forecasts
About the company
More data
Filings, corporate actions and ownership detail — opened on demand.
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Fair ValueOur fair-value estimate, upside, and Bear/Base/Bull scenarios.Intrinsic ValueGraham & earnings-power intrinsic value with margin of safety.DCFDiscounted cash flow — free cash flow, growth, value per share.ValuationP/E, P/B, earnings yield and the full multiples picture.Financial RatiosProfitability, leverage and efficiency ratios at a glance.PeersHow it stacks up against its closest listed competitors.
United Credit Ltd peers in Financial Services
Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.
Related tools & concepts
Value United Credit Ltd with the ratios and calculators DocStoX uses in its analysis.
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