Upsurge Investment & Finance Ltd

Upsurge Investment & Finance Ltd (UPSURGE) is a micro-cap Financial Services company valued at ₹124 crore operating in NBFC on the NSE and BSE.

Recent price move

Upsurge Investment & Finance Ltd last traded at ₹56.95, modestly up 1.41% on the day.

Recent developments

On 2026-06-30, the company reported a net profit of ₹16 crore for the latest quarter, up 100.0% from ₹8 crore in the same quarter a year earlier. The company also reported a net profit of ₹6 crore loss in the quarter ending 2026-03-31, which is a significant drop from the ₹1 crore net profit in the prior quarter.

Financial performance

The company's annual net profit fell 81.2% to ₹3 crore, while revenue remained at ₹47 crore. The latest quarter net profit rose 100.0% to ₹16 crore compared to ₹8 crore a year earlier, but the company reported a net profit of ₹6 crore loss in the previous quarter.

Valuation multiples

The stock trades at 7.2 times earnings, a discount to the Financial Services median of 19.3, 1.24 times book value. It yields 0.8%.

Things to watch

The company's working capital days increased to 251 days from 132 days, indicating a potential liquidity risk. The company's return on equity is 2.9%, which is low compared to industry standards.

Where it stands

The company's latest quarter net profit rose 100.0% to ₹16 crore, but the annual net profit fell 81.2% to ₹3 crore. The company's working capital days increased to 251 days, which is a key concern.

Summarised by DocStoX's model on 2026-09-10 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.