EPF Calculator
Estimate your Employees Provident Fund corpus at retirement.
Your automatic retirement fund
The Employees’ Provident Fund deducts 12% of your basic salary and the employer matches it, compounding at a government-set rate (8.25% for FY24-25). Over a career it becomes a large, tax-free retirement corpus.
Assumptions
This model uses 12% + 12% on basic + DA and grows your salary each year. Real EPF has a small portion diverted to EPS (pension), which this simplifies.
Frequently asked questions
Is EPF taxable?
EPF is EEE if you stay 5+ years. Interest on employee contributions above ₹2.5L/year is taxable, which affects high earners.