PPF Calculator
Project your Public Provident Fund maturity over 15 years.
The safest tax-free return
The Public Provident Fund is a government-backed 15-year scheme with EEE tax status — you get an 80C deduction on deposits, and both the interest and maturity are completely tax-free. The rate is set by the government each quarter.
Rules
Deposit ₹500–₹1.5L per year. The 15-year lock-in can be extended in 5-year blocks. Partial withdrawals are allowed from year 7.
Frequently asked questions
Is PPF better than FD?
For long-term, tax-free, safe savings — usually yes. PPF interest is tax-free while FD interest is taxed at your slab, so PPF’s effective return is much higher for high earners.