NPS Calculator
Project your National Pension System corpus and monthly pension.
Retirement with a tax edge
The National Pension System is a market-linked retirement account. It offers an extra ₹50,000 deduction under Sec 80CCD(1B) over and above 80C. At 60, at least 40% must buy an annuity (your pension); the rest is a tax-free lump sum.
How the pension is computed
Monthly pension = annuity corpus × annuity rate ÷ 12. A higher annuity percentage means a bigger pension but a smaller lump sum.
Frequently asked questions
What return does NPS give?
It depends on your equity/debt allocation. Aggressive (75% equity) portfolios have historically returned ~10–11%; conservative ones less.