Retirement Calculator
Find the corpus you need to retire comfortably, inflation-adjusted.
How much is "enough"?
Retirement planning has two parts: how much your expenses will be at retirement (inflated from today), and how big a corpus can fund those expenses for the rest of your life. This tool solves both and tells you the monthly SIP to get there.
The inflation trap
At 6% inflation, expenses double roughly every 12 years. A ₹60,000/month lifestyle today needs ₹3.4L/month in 30 years — which is why the corpus figure looks large.
Frequently asked questions
Why two different return rates?
Before retirement you can take more equity risk for higher returns. After retirement you shift to safer assets, so the post-retirement return is lower.