Aastamangalam Finance Ltd
AASTAFINBSE
₹26.98▲ +0.56 (+2.12%)
Whole company worth₹42 Cr
Price for ₹1 of profit₹4.4
1-year range₹24 – ₹51
The short version
A fast-growing, thinly profitable lender — priced low for what it earns.
What Aastamangalam Finance does
Incorporated in 1985, Aastamangalam Finance Ltd (formerly Upasana Finance Ltd) is engaged in the business of Lending.
Worked out from Aastamangalam Finance's own filed results and exchange data, in plain words. Where a finance term matters, we say what it means.
01What does it do?
Aastamangalam Finance is a micro-sized company in NBFC.
Incorporated in 1985, Aastamangalam Finance Ltd (formerly Upasana Finance Ltd) is engaged in the business of Lending.
- Whole company is worth
- ₹42 crore
- Run by
- S Mohan Kumar
- Shareholders
- 6,314 people
- Listed since
- 1995
A very small company by stock-market value — prices can swing hard and trading can be thin.
02Is it growing?
Income has grown 73% a year for 3 years.
At that pace a business doubles in size roughly every 1 year. Profit grew even faster, at 87% a year — the business is keeping more of each rupee it brings in.
Point at a bar for exact figures · amounts in ₹ crore
03Does it make money?
Out of every ₹100 it brings in, it keeps ₹55 as profit.
Here is where the money from Aastamangalam Finance's income went in FY26, the latest full year it has reported.
₹23
₹19
₹55
- ₹2.4Running the businessstaff, branches, technology and provisions for bad loans
- ₹23Interest it pays depositors and lendersa lender's biggest cost — the price of the money it lends on
- ₹0.1Wear and tearmachines, stores and buildings losing value over time
- ₹19Taxincome tax paid to the government
- ₹55Profit it keepswhat is left for the company's owners
On the money its owners have put in
It earns ₹11 a year on every ₹100 its owners have invested.
Bank FD ~₹6–7
₹11
₹0₹10₹20₹30₹40
That figure is called return on equity (ROE). Under ₹12 is a thin return for the risk of owning shares. For comparison, a bank fixed deposit pays roughly ₹6–7.
04Is the price high or low?
You pay ₹4.4 for every ₹1 of profit it makes in a year.
This is the P/E ratio: share price divided by a year's profit per share. A P/E of 4.4 means buyers are paying for about 4.4 years of today's profit up front.
The share price over the past year
It is 47% below its highest price of the past year and 14% above its lowest.
05Who owns it?
Its founders and parent group own 28 of every 100 shares — a large stake, though not a majority.
If the company were split into 100 equal shares, this is who would hold them. 6,314 people and institutions hold its shares.
As filed for the quarter ending 30 Jun 2026. Arrows show the change since the quarter before, in percentage points.
06What is going well, and what to watch
One thing going well, two things worth watching.
Picked out of the numbers above by fixed rules — the same rules for every company — so nothing here is somebody's opinion.
Going well
- Income has compounded at 73% a year.
Worth watching
- Thinly traded — only about ₹1 lakh of shares change hands a day, so buying or selling can move the price.
- The share price is 47% below its high of the past year.
07What happened lately?
Latest quarter: income down 9%, profit down 16%.
Apr–Jun 2026 is the most recent quarter it has reported. Each figure is compared with the same three months a year earlier, because many businesses sell more in some seasons than others.
Income
₹4.3 Cr
▼ 9.3% on a year earlier
Profit
₹2.5 Cr
▼ 16.4% on a year earlier
No notable developments in the last few weeks.
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This page describes Aastamangalam Finance using its reported figures and exchange data. It is for information only and is not investment advice or a recommendation to buy, sell or hold. DocStoX is not a SEBI-registered investment adviser or research analyst.
Aastamangalam Finance Ltd (AASTAFIN): company summary
The company's annual net profit rose 14.0% to ₹9 crore, but the latest quarter's net profit fell 16.4% to ₹2 crore compared to the same quarter a year earlier.
Aastamangalam Finance Ltd (AASTAFIN) is a micro-cap Financial Services company valued at ₹42 crore operating in NBFC on the NSE and BSE.
- Recent price move
- Aastamangalam Finance Ltd last traded at ₹26.98, up 2.12% on the day.
- Recent developments
- On 2026-06-30, the company reported a net profit of ₹2 crore for the latest quarter, which is flat compared to the previous quarter but down 16.4% from the same quarter a year earlier. Promoter holding decreased to 28.49% as of 2026-06-30, reflecting a reduction of 6.75% over the last three years.
- Financial performance
- The company's annual net profit rose 14.0% to ₹9 crore, but the latest quarter's net profit fell 16.4% to ₹2 crore compared to the same quarter a year earlier. The net profit margin remains stable at 55.0%, while return on equity and return on capital employed are 12.0% and 13.2% respectively, showing consistent profitability despite the recent quarterly dip.
- Valuation multiples
- The stock trades at 4.4 times earnings, a discount to the Financial Services median of 19.3, 0.59 times book value.
- Things to watch
- The company has not paid out dividends despite reporting repeated profits, which may raise concerns about capital distribution. Promoter holding has decreased over the last three years, indicating a potential shift in ownership or confidence. The stock is 37.7% below its 52-week high, showing a significant pullback from recent peak levels.
- Where it stands
- The company has maintained a stable net profit margin and return on equity, but recent quarterly results show a decline in profitability. Promoter holding has decreased, and the stock is significantly below its 52-week high. The latest net profit of ₹2 crore marks the most recent reported figure.
Summarised by DocStoX's model on 2026-09-10 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
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Aastamangalam Finance Ltd peers in Financial Services
Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.
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