Aye Finance Limited

Aye Finance Limited (AYE) is a micro-cap Financial Services company valued at ₹3,781 crore operating in Non Banking Financial Company (NBFC) on the NSE and BSE.

Recent price move

Aye Finance Limited last traded at ₹156.02, down 2.42% on the day.

Recent developments

2026-07-22: Aye Finance stock fell sharply despite a 144% profit growth in Q1, as sequential revenue slipped and a debt covenant breach tied to microfinance stress surfaced. 2026-07-22: The company reported a 143% increase in net profit to ₹74.5 crore, with total income rising 18%. 2026-06-30: The company's IPO and other market updates were mentioned, but no specific business impact was reported.

Financial performance

The company's business is improving, with annual revenue rising 23.8% and annual net profit rising 13.5%. The latest quarter saw net profit jump 138.7% compared to the same quarter a year earlier, though the net profit margin narrowed by 0.6 percentage points to 11.1%.

Valuation multiples

The stock trades at 19.9 times earnings, broadly in line with the Financial Services median of 19.3, 1.73 times book value.

Things to watch

The company's debt to equity ratio is 2.30, indicating a highly leveraged position. The company has not paid dividends despite repeated profits. The stock is 9.7% below its 52-week high, and the interest coverage ratio is low.

Where it stands

The company has shown strong revenue and profit growth over the past few years, with a 143% jump in net profit in the latest quarter. However, the stock is trading below its 52-week high, and the company remains highly leveraged with a low interest coverage ratio.

Summarised by DocStoX's model on 2026-09-10 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.