Banas Finance Ltd
BANASFNBSE
₹6.70▲ +0.03 (+0.45%)
Whole company worth₹60 Cr
Price for ₹1 of profit₹3.0
1-year range₹5 – ₹10
The short version
A fast-growing, thinly profitable lender — priced in line with what it earns.
What Banas Finance does
Incorporated in 1993, Banas Finance Ltd is in the business of finance and share trading
Worked out from Banas Finance's own filed results and exchange data, in plain words. Where a finance term matters, we say what it means.
01What does it do?
Banas Finance is a micro-sized company in financial services.
Incorporated in 1993, Banas Finance Ltd is in the business of finance and share trading
- Whole company is worth
- ₹60 crore
- Run by
- TANU GIRIRAJAGARWAL
- Shareholders
- 36,206 people
- Listed since
- 1985
A very small company by stock-market value — prices can swing hard and trading can be thin.
02Is it growing?
Income has grown 32% a year for 5 years.
At that pace a business doubles in size roughly every 2 years. Profit, though, fell 7% a year over the same stretch.
Point at a bar for exact figures · amounts in ₹ crore
03Does it make money?
Out of every ₹100 it brings in, it keeps ₹15 as profit.
Here is where the money from Banas Finance's income went in FY26, the latest full year it has reported.
₹76
₹10
₹15
- ₹76Making or buying what it sellsraw materials, stock, goods bought for resale
- ₹0.4Interest it pays depositors and lendersa lender's biggest cost — the price of the money it lends on
- ₹10Taxincome tax paid to the government
- ₹15Profit it keepswhat is left for the company's owners
On the money its owners have put in
It earns ₹0 a year on every ₹100 its owners have invested.
Bank FD ~₹6–7
₹0
₹-10₹0₹10₹20₹30₹40
That figure is called return on equity (ROE). Under ₹12 is a thin return for the risk of owning shares. For comparison, a bank fixed deposit pays roughly ₹6–7.
04Is the price high or low?
You pay ₹3.0 for every ₹1 of profit it makes in a year.
This is the P/E ratio: share price divided by a year's profit per share. A P/E of 3.0 means buyers are paying for about 3.0 years of today's profit up front.
The share price over the past year
It is 32% below its highest price of the past year and 34% above its lowest.
05Who owns it?
Its founders and parent group own 27 of every 100 shares — a large stake, though not a majority.
If the company were split into 100 equal shares, this is who would hold them. 36,206 people and institutions hold its shares.
As filed for the quarter ending 30 Jun 2026. Arrows show the change since the quarter before, in percentage points.
06What is going well, and what to watch
One thing going well, one thing worth watching.
Picked out of the numbers above by fixed rules — the same rules for every company — so nothing here is somebody's opinion.
Going well
- Income has compounded at 32% a year.
Worth watching
- Thinly traded — only about ₹1 lakh of shares change hands a day, so buying or selling can move the price.
07What happened lately?
Latest quarter: income down 85%, profit down 53%.
Apr–Jun 2026 is the most recent quarter it has reported. Each figure is compared with the same three months a year earlier, because many businesses sell more in some seasons than others.
Income
₹3.0 Cr
▼ 84.7% on a year earlier
Profit
₹5.0 Cr
▼ 53.2% on a year earlier
30 Jun 2026
The company reported a net profit of ₹5 crore for the latest quarter, down from ₹11 crore a year earlier.
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This page describes Banas Finance using its reported figures and exchange data. It is for information only and is not investment advice or a recommendation to buy, sell or hold. DocStoX is not a SEBI-registered investment adviser or research analyst.
Banas Finance Ltd (BANASFN): company summary
The company's business has improved significantly, with annual revenue rising 32.6% and net profit margin jumping 19.3 percentage points.
Banas Finance Ltd (BANASFN) is a micro-cap Financial Services company valued at ₹60 crore operating in Investment Company on the NSE and BSE.
- Recent price move
- Banas Finance Ltd last traded at ₹6.7, modestly up 0.45% on the day.
- Recent developments
- 2026-06-30: The company reported a net profit of ₹5 crore for the latest quarter, down from ₹11 crore a year earlier. 2026-06-30: The company's revenue for the latest quarter was ₹3 crore, a steep decline from ₹19 crore in the same quarter a year ago.
- Financial performance
- The company's business has improved significantly, with annual revenue rising 32.6% and net profit margin jumping 19.3 percentage points. However, the latest quarter shows a sharp decline, with revenue falling 84.7% and net profit dropping 53.2% compared to the same quarter a year earlier.
- Valuation multiples
- The stock trades at 3.0 times earnings, a discount to the Financial Services median of 19.3, 0.47 times book value.
- Things to watch
- The company's latest quarter revenue and net profit are both significantly lower than the same quarter a year ago. The stock is 32.6% below its 52-week high, and the net profit margin, while up, was 0.0% in the prior year.
- Where it stands
- The company has seen strong annual growth in revenue and net profit, but the latest quarter shows a sharp reversal. The stock is 32.6% below its 52-week high, and the latest quarter net profit is down 53.2% from a year ago.
Summarised by DocStoX's model on 2026-10-18 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
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