CSB Bank Limited

CSB Bank Limited (CSBBANK) is a small-cap Financial Services company valued at ₹5,349 crore operating in Private Sector Bank on the NSE and BSE.

Recent price move

CSB Bank Limited last traded at ₹308.25, modestly down 0.90% on the day.

Recent developments

On 2026-07-22, the company reported its Q1 results, showing a 27% increase in profit to ₹150 crore, driven by higher total income. The bank also reported gross NPA at 1.75%, suggesting manageable non-performing assets.

Financial performance

The company's annual net profit rose 6.6% to ₹633 crore, while the latest quarter's net profit surged 26.1% to ₹150 crore. Profit margins remain stable at 14.1%, but return on equity and return on capital employed are low at 12.9% and 6.3% respectively, indicating limited efficiency in generating returns from equity and capital.

Valuation multiples

The stock trades at 8.4 times earnings, a discount to the Financial Services median of 19.3, 1.13 times book value.

Things to watch

The company has not paid any dividends despite reporting profits, which may signal financial conservatism or liquidity concerns. The stock is 46.9% below its 52-week high, indicating a significant correction from recent peak levels.

Where it stands

CSB Bank Limited ended the latest quarter with a net profit of ₹150 crore, up 26.1% from the same quarter a year earlier. The stock is trading 46.9% below its 52-week high, and the company remains debt-free with a debt-to-equity ratio of 0.00. The most significant figure is the recent profit growth, which highlights improving performance.

Summarised by DocStoX's model on 2026-10-03 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.