Fedbank Financial Services Limited

Fedbank Financial Services Limited (FEDFINA) is a small-cap Financial Services company valued at ₹6,068 crore operating in Non Banking Financial Company (NBFC) on the NSE and BSE.

Recent price move

Fedbank Financial Services Limited last traded at ₹159.2, modestly up 1.03% on the day.

Recent developments

On 2026-07-15, the company reported Q1 FY27 results showing a 52.5% increase in profit YoY due to the gold loan boom, with AUM crossing Rs 21,000 crore. Interest income also rose 32.6% YoY, and EPS reached Rs 3.05.

Financial performance

The company's business is improving, with annual revenue rising 9.2% and net profit surging 52.7% year-over-year. The latest quarter saw revenue and net profit jump 34.4% and 63.1% respectively compared to the same quarter a year earlier, driven by a strong gold loan boom. Net profit margin expanded 4.4 percentage points to 15.5%, while return on equity remained at 11.7%.

Valuation multiples

The stock trades at 17.3 times earnings, broadly in line with the Financial Services median of 19.3, 2.03 times book value.

Things to watch

The company is highly leveraged, with debt to equity at 4.61. Promoter holding decreased slightly to 60.67%, and domestic institutional holding fell by 7.93 percentage points. The stock is 9.3% below its 52-week high, and the company has not paid any dividends despite reporting profits.

Where it stands

Fedbank Financial Services Limited is reporting strong growth in revenue and net profit, with the latest quarter showing significant increases. The company's net profit margin has improved, but its high leverage and lack of dividend payouts remain key concerns. The stock is currently 9.3% below its 52-week high.

Summarised by DocStoX's model on 2026-10-17 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.