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What is the FINO PAYMENTS BANK LTD (FINOPB) share price today?

FINO PAYMENTS BANK LTD (FINOPB) is trading at ₹174.21 on the NSE, up 10.09% on the day. Source: DocStoX.

What is the PE ratio of FINO PAYMENTS BANK LTD?

FINO PAYMENTS BANK LTD has a price-to-earnings (PE) ratio of 15.7 in the Banks sector.

What is the market capitalisation of FINO PAYMENTS BANK LTD?

FINO PAYMENTS BANK LTD has a market capitalisation of approximately ₹1,457 crore.

FINO PAYMENTS BANK LTD

FINOPB·NSE·Banks

₹174.21▲ +15.97 (+10.09%)

Banks · Payment Bank

A steady, established business

Day₹159.02

₹180.75

52W₹110

₹33928%

Open

₹159.02

High

₹180.75

Low

₹159.02

Prev Close

₹158.24

Volume

5.87Cr

VWAP

₹174.59

Snapshot

Key fundamentals

Market Cap

₹1,457 Cr

P/E Ratio

15.67Fair

P/B Ratio

1.46

EPS

₹11.12

Book Value

₹92.56

ROE

12.39%Average

ROCE

4.97%Weak

Dividend Yield

0.00%

Debt / Equity

0.00Low

Face Value

₹10.00

52W High

₹339.00

52W Low

₹110.03

Sector

Banks

Industry

Payment Bank

Avoid

None moatVery High uncertainty

Fair value estimate

₹92

▼ 47.2%downside

Trading at ₹174 — 47% above our estimate

BearFair valueBull

₹78₹92₹106

/100

Business quality — Watch the fundamentals

Growth 0Profitability 37Efficiency 0Valuation 93

Plain English

Our view

A steady, established business
Virtually debt-free balance sheet
Fundamental red flags (Piotroski 1/9)

Strengths

Virtually debt-free balance sheet
Promoters hold a controlling stake

Risks

Fundamental red flags (Piotroski 1/9)

How we got there

Fair value methods

Excess-return (book value)

12% ROE fading to 13% over ~3 yrs, on ₹93 book

₹92

Relative P/E

Needs ≥3 peers with P/E

—

Graham floor

Not meaningful for financials

—

Analyst target

No analyst coverage

—

Blended fair value₹92

What the numbers say

Investment thesis

Bull case

Virtually debt-free balance sheet
Promoters hold a controlling stake

Bear case

Fundamental red flags (Piotroski 1/9)

Free — see our deterministic Fair Value range, business quality score, and the full bull/bear case for this stock.

Snapshot

Key statistics

P/E

15.7Fair

Below 15× is value territory; above 35× prices in strong growth

ROE

12.4%Average

Above 15% is considered healthy for Indian equities

ROCE

5.0%Weak

Above 18% means capital is working hard

Debt/Eq

0.00Low

Below 0.5 is comfortable; above 1.5 strains the balance sheet

Mkt Cap

₹1,457 Cr

P/B

1.46

EPS

₹11.12

Div Yield

—

What changed

Recent changes

Foreign investors-1.4% stake last quarter

What matters

News impact

Overview

Valuation

Attractive

P/E 15.7×

Growth

N/A

No history

Profitability

Healthy

12.4% ROE

Financial health

Rock solid

D/E 0.00

Momentum

N/A

No technicals

Today

Trading activity

Delivery %2.6%

Turnover₹102509.46L Cr

Trades3,15,861

VWAP₹174.59

Face value₹10.00

Market depth

Market depth available during market hours

Snapshot

Technical signals

Compounded annual growth

Growth (CAGR)

Revenue

—

10Y

—

Profit

-6.9%

+21.3%

10Y

—

EPS

—

10Y

—

Profile

Cons

Though the company is reporting repeated profits, it is not paying out dividend
Company has low interest coverage ratio.
Company has a low return on equity of 11.4% over last 3 years.
Earnings include an other income of Rs.1,335 Cr.

Forecast

News

Peers

Financials

Growth

Shareholding

Ownership

Ownership breakdown

Quarter ending 31 Mar 2026

Foreign investors sold 1.36 pts last quarter. The QoQ column shows each group's change versus the prior quarter.

75%

Promoter

Promoters

75.0%0.00

Public

23.3%+1.40

FII / FPI

1.3%-1.36

DII

0.4%-0.05

Total shareholders

62,358+875 QoQ

Quarterly trend

Ownership over time

Q4 FY26

Promoter75.00%

FII1.33%

DII0.40%

Public23.27%

Corporate Actions

Bulk & Block Deals

Filings

MF Holdings

Technicals

FAQs

Quick reference

Frequently asked questions