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What is the PE ratio of India Finsec Ltd?

India Finsec Ltd has a price-to-earnings (PE) ratio of 26.5 in the Financial Services sector.

What is the market capitalisation of India Finsec Ltd?

India Finsec Ltd has a market capitalisation of approximately ₹555 crore.

India Finsec Ltd

INDIAFINSECLTD·NSE·Financial Services

₹0.00▲ +0.00 (+0.00%)

⚠️Trading suspended. Not a live price.

Financial Services · NBFC

Carries meaningful debt — watch the balance sheet

52W₹125

₹257-95%

Open

—

High

—

Low

—

Prev Close

—

Volume

—

VWAP

—

Snapshot

Key fundamentals

Market Cap

₹555 Cr

P/E Ratio

26.50Fair

P/B Ratio

7.28

EPS

₹5.27

Book Value

₹27.00

ROE

16.00%Strong

ROCE

28.60%Efficient

Dividend Yield

0.00%

Debt / Equity

2.13High

Face Value

₹10.00

52W High

₹256.90

52W Low

₹125.00

Sector

Financial Services

Industry

NBFC

Fairly Valued

Narrow moatVery High uncertainty

Fair value estimate

₹31

No recent traded price

BearFair valueBull

₹26₹31₹36

/100

Business quality — Solid

Growth 50Profitability 55Efficiency 100Valuation 29

Plain English

Our view

Carries meaningful debt — watch the balance sheet
Capital is working hard (ROCE 29%)
High leverage — debt exceeds 1.5× equity

Strengths

Capital is working hard (ROCE 29%)
Promoters hold a controlling stake

Risks

High leverage — debt exceeds 1.5× equity

How we got there

Fair value methods

Excess-return (book value)

16% ROE fading to 13% over ~10 yrs, on ₹27 book

₹31

Relative P/E

Needs ≥3 peers with P/E

—

Graham floor

Not meaningful for financials

—

Analyst target

No analyst coverage

—

Blended fair value₹31

What the numbers say

Investment thesis

Bull case

Capital is working hard (ROCE 29%)
Promoters hold a controlling stake

Bear case

High leverage — debt exceeds 1.5× equity

Free — see our deterministic Fair Value range, business quality score, and the full bull/bear case for this stock.

Snapshot

Key statistics

P/E

26.5Fair

Below 15× is value territory; above 35× prices in strong growth

ROE

16.0%Strong

Above 15% is considered healthy for Indian equities

ROCE

28.6%Efficient

Above 18% means capital is working hard

Debt/Eq

2.13High

Below 0.5 is comfortable; above 1.5 strains the balance sheet

Mkt Cap

₹555 Cr

P/B

7.28

EPS

₹5.27

Div Yield

—

What changed

Recent changes

No notable changes to report.

What matters

News impact

Overview

Valuation

Reasonable

P/E 26.5×

Growth

N/A

No history

Profitability

Healthy

16.0% ROE

Financial health

High debt

D/E 2.13

Momentum

N/A

No technicals

Today

Trading activity

Delivery %—

Turnover—

Trades—

VWAP—

Face value₹10.00

Market depth

Market depth available during market hours

Snapshot

Technical signals

Compounded annual growth

Growth (CAGR)

Revenue

—

10Y

—

Profit

+63.9%

+34.5%

10Y

+36.2%

EPS

+62.4%

+29.6%

10Y

+36.2%

Profile

Pros

Company has reduced debt.
Company is almost debt free.
Company has delivered good profit growth of 33.7% CAGR over last 5 years

Watch-outs

Cons

Stock is trading at 7.47 times its book value
Though the company is reporting repeated profits, it is not paying out dividend
Company has low interest coverage ratio.
Company has a low return on equity of 13.8% over last 3 years.
Promoters have pledged 84.2% of their holding.

Forecast

News

Peers

Financials

Growth

Shareholding

Ownership

Ownership breakdown

Quarter ending 30 Jun 2026

Ownership was broadly stable versus the previous quarter. The QoQ column shows each group's change versus the prior quarter.

56%

Promoter

Promoters

56.0%0.00

Public

26.9%+0.53

FII / FPI

0.0%0.00

DII

0.0%0.00

Others

17.2%

Total shareholders

824-3 QoQ

Quarterly trend

Ownership over time

Q1 FY27

Promoter55.98%

Public26.85%

Others17.17%

Corporate Actions

Bulk & Block Deals

Filings

MF Holdings

Technicals

FAQs

Quick reference

Frequently asked questions

Incorporated in 1994, India FinSec Ltd is in the business of loans and investments[1]

India Finsec Ltd valuation & research

Deep-dive tools with DocStoX's fair-value estimate, ratios and peers.

Fair Value Intrinsic Value DCF Valuation Financial Ratios Peers

India Finsec Ltd peers in Financial Services

Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.

HDFC BANK LTD ICICI BANK LTD.STATE BANK OF INDIA BAJAJ FINANCE LIMITED LIFE INSURA CORP OF INDIA AXIS BANK LIMITED KOTAK MAHINDRA BANK LTD BAJAJ FINSERV LTD.SHRIRAM FINANCE LIMITED SBI LIFE INSURANCE CO LTD ICICI PRUDENTIAL AMC LTD JIO FIN SERVICES LTD

Compare India Finsec Ltd with peers

India Finsec Ltd vs HDFC BANK LTD India Finsec Ltd vs ICICI BANK LTD.India Finsec Ltd vs STATE BANK OF INDIA India Finsec Ltd vs BAJAJ FINANCE LIMITED India Finsec Ltd vs LIFE INSURA CORP OF INDIA India Finsec Ltd vs AXIS BANK LIMITED

India Finsec Ltd

Key fundamentals

Key statistics

Recent changes

News impact

Overview

Trading activity

Technical signals

Growth (CAGR)

Company information

Pros

Cons

Forecast

News

Peers

Financials

Growth

Shareholding

Ownership breakdown

Ownership over time

Corporate Actions

Bulk & Block Deals

Filings

MF Holdings

Technicals

FAQs

Frequently asked questions

India Finsec Ltd valuation & research

India Finsec Ltd peers in Financial Services

Compare India Finsec Ltd with peers

Key statistics

Recent changes

News impact

Trading activity

Technical signals

Growth (CAGR)

Company information

Pros

Cons

Ownership breakdown

Ownership over time

Frequently asked questions