India Finsec Ltd
The short version
A profitable lender — priced at a steep premium to what it earns.
What India Finsec does
Incorporated in 1994, India FinSec Ltd is in the business of loans and investments
Worked out from India Finsec's own filed results and exchange data, in plain words. Where a finance term matters, we say what it means.
01What does it do?
India Finsec is a small-sized company in NBFC.
Incorporated in 1994, India FinSec Ltd is in the business of loans and investments
- Whole company is worth
- ₹689 crore
- Shareholders
- 824 people
- Listed since
- 2013
A small company by stock-market value — these tend to move more sharply.
03Does it make money?
Out of every ₹100 it brings in, it keeps ₹26 as profit.
Here is where the money from India Finsec's income went in FY26, the latest full year it has reported.
- ₹31Running the businessstaff, branches, technology and provisions for bad loans
- ₹39Interest it pays depositors and lendersa lender's biggest cost — the price of the money it lends on
- ₹3.6Wear and tearmachines, stores and buildings losing value over time
- ₹26Profit it keepswhat is left for the company's owners
On the money its owners have put in
It earns ₹16 a year on every ₹100 its owners have invested.
That figure is called return on equity (ROE). Between ₹12 and ₹20 is a respectable return. For comparison, a bank fixed deposit pays roughly ₹6–7.
04Is the price high or low?
You pay ₹30 for every ₹1 of profit it makes in a year.
This is the P/E ratio: share price divided by a year's profit per share. A P/E of 30 means buyers are paying for about 30 years of today's profit up front.
The share price over the past year
05Who owns it?
Its founders and parent group own 56 of every 100 shares — they control the company.
If the company were split into 100 equal shares, this is who would hold them. 824 people and institutions hold its shares.
As filed for the quarter ending 30 Jun 2026. Arrows show the change since the quarter before, in percentage points.
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This page describes India Finsec using its reported figures and exchange data. It is for information only and is not investment advice or a recommendation to buy, sell or hold. DocStoX is not a SEBI-registered investment adviser or research analyst.
India Finsec Ltd (INDIAFINSECLTD): company summary
India Finsec Ltd (INDIAFINSECLTD) is a micro-cap Financial Services company valued at ₹689 crore operating in NBFC on the NSE and BSE.
India Finsec Ltd (INDIAFINSECLTD) is a micro-cap Financial Services company valued at ₹689 crore operating in NBFC on the NSE and BSE.
- Financial performance
- Profit grew 63.9% a year. Return on equity is 16.0%.
- Valuation multiples
- The stock trades at 29.7 times earnings, a premium to the Financial Services median of 19.2, 8.76 times book value.
- Things to watch
- Debt is 2.13 times equity.
Generated from DocStoX data. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
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