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What is the INDIAN OVERSEAS BANK (IOB) share price today?

INDIAN OVERSEAS BANK (IOB) is trading at ₹33.85 on the NSE, up 0.18% on the day. Source: DocStoX.

What is the PE ratio of INDIAN OVERSEAS BANK?

INDIAN OVERSEAS BANK has a price-to-earnings (PE) ratio of 19.6 in the Financial Services sector.

What is the market capitalisation of INDIAN OVERSEAS BANK?

INDIAN OVERSEAS BANK has a market capitalisation of approximately ₹65,293 crore.

INDIAN OVERSEAS BANK

IOB·NSE·Financial Services

₹33.85▲ +0.06 (+0.18%)

Financial Services · Public Sector Bank

A steady, established business

NIFTY 500NIFTY SMALLCAP 250

Day₹33.55

₹33.95

52W₹31

₹4225%

Open

₹33.80

High

₹33.95

Low

₹33.55

Prev Close

₹33.79

Volume

16.65L

VWAP

₹33.74

Snapshot

Key fundamentals

Market Cap

₹65,293 Cr

P/E Ratio

19.57Fair

P/B Ratio

1.94

EPS

₹1.73

Book Value

₹17.43

ROE

14.65%Average

ROCE

5.46%Weak

Dividend Yield

0.00%

Debt / Equity

0.00Low

Face Value

₹10.00

52W High

₹41.80

52W Low

₹31.20

Sector

Financial Services

Industry

Public Sector Bank

Avoid

Narrow moatVery High uncertainty

Fair value estimate

₹19

▼ 43.9%downside

Trading at ₹34 — 44% above our estimate

BearFair valueBull

₹16₹19₹22

/100

Business quality — Watch the fundamentals

Growth 0Profitability 48Efficiency 0Valuation 88

Plain English

Our view

A steady, established business
Virtually debt-free balance sheet
Fundamental red flags (Piotroski 2/9)

Strengths

Virtually debt-free balance sheet
Promoters hold a controlling stake

Risks

Fundamental red flags (Piotroski 2/9)

How we got there

Fair value methods

Excess-return (book value)

15% ROE fading to 13% over ~10 yrs, on ₹17 book

₹19

Relative P/E

Needs ≥3 peers with P/E

—

Graham floor

Not meaningful for financials

—

Analyst target

No analyst coverage

—

Blended fair value₹19

What the numbers say

Investment thesis

Bull case

Virtually debt-free balance sheet
Promoters hold a controlling stake

Bear case

Fundamental red flags (Piotroski 2/9)

Free — see our deterministic Fair Value range, business quality score, and the full bull/bear case for this stock.

Snapshot

Key statistics

P/E

19.6Fair

Below 15× is value territory; above 35× prices in strong growth

ROE

14.7%Average

Above 15% is considered healthy for Indian equities

ROCE

5.5%Weak

Above 18% means capital is working hard

Debt/Eq

0.00Low

Below 0.5 is comfortable; above 1.5 strains the balance sheet

Mkt Cap

₹65,293 Cr

P/B

1.94

EPS

₹1.73

Div Yield

—

What changed

Recent changes

No notable changes to report.

What matters

News impact

Overview

Valuation

Reasonable

P/E 19.6×

Growth

N/A

No history

Profitability

Healthy

14.7% ROE

Financial health

Rock solid

D/E 0.00

Momentum

N/A

No technicals

Today

Trading activity

Delivery %47.1%

Turnover₹561.75L Cr

Trades7,892

VWAP₹33.74

Face value₹10.00

Market depth

Market depth available during market hours

Snapshot

Technical signals

Compounded annual growth

Growth (CAGR)

Revenue

—

10Y

—

Profit

+37.2%

+45.5%

10Y

—

EPS

—

10Y

—

Profile

Pros

Company has delivered good profit growth of 44.4% CAGR over last 5 years

Watch-outs

Cons

Though the company is reporting repeated profits, it is not paying out dividend
Company has low interest coverage ratio.
Company has a low return on equity of 12.2% over last 3 years.
Contingent liabilities of Rs.1,71,517 Cr.
Company might be capitalizing the interest cost

Forecast

News

Peers

Financials

Growth

Shareholding

Ownership

Ownership breakdown

Quarter ending 30 Jun 2026

Ownership was broadly stable versus the previous quarter. The QoQ column shows each group's change versus the prior quarter.

92%

Promoter

Promoters

92.4%0.00

Public

2.8%-0.05

FII / FPI

0.5%+0.04

DII

4.3%+0.01

Quarterly trend

Ownership over time

Q1 FY27

Promoter92.44%

FII0.47%

DII4.29%

Public2.80%

Corporate Actions

Bulk & Block Deals

Filings

MF Holdings

Technicals

FAQs

Quick reference

Frequently asked questions

Indian Overseas Bank was founded in 1937 by Chidambaram Chettyar. It was one of the 14 major banks that were nationalized in 1969. [1]