Indian Railway Finance Corporation Limited

Indian Railway Finance Corporation Limited (IRFC) is a large-cap Financial Services company valued at ₹1.05 lakh crore operating in Financial Institution on the NSE and BSE.

Recent price move

Indian Railway Finance Corporation Limited last traded at ₹80.25, modestly up 1.71% on the day.

Recent developments

2026-10-03: IRFC announced a target of ₹5 lakh crore AUM by year-end and aims for a 2% net interest margin by 2030. 2026-09-28: IRFC provided a ₹4,200-crore term loan to DVC for renewable energy projects, expanding beyond railways into solar and battery storage. 2026-09-29: IRFC was highlighted among buzzing stocks due to corporate restructuring and strategic initiatives.

Financial performance

The company's business has improved, with annual revenue rising 0.5% and net profit growing 7.8%. The latest quarter saw revenue jump 19.5% and net profit rise 10.4% compared to the same quarter a year earlier. Net profit margin widened 1.7 percentage points to 25.7%, but return on equity remains at 12.4% and return on capital employed is low at 5.5%.

Valuation multiples

The stock trades at 15.0 times earnings, a discount to the Financial Services median of 19.3, 1.87 times book value. It yields 2.6%.

Things to watch

The company is highly leveraged, with debt to equity at 7.69. Promoter holding fell 1.75 percentage points in the quarter. The stock is 45.0% below its 52-week high, and return on capital employed remains weak at 5.5%.

Where it stands

IRFC has shown growth in both revenue and net profit, with the latest quarter seeing strong increases. The company is expanding into renewable energy, but its high leverage and weak return on capital employed are key concerns. The stock is significantly below its 52-week high.

Summarised by DocStoX's model on 2026-10-10 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.