JANA SMALL FIN BANK LTD DCF Valuation

JSFB · Financial Services · Current price ₹527.8

Full stock page
DocStoX fair value
₹422
medium confidence
Intrinsic-value estimate
₹393
7% ROE fading to 13% over ~3 yrs, on ₹421 book
Current price
₹528
Economic moat
None
High uncertainty
5Y profit growth
+31.2%
Model it yourself — DCF Calculator
Opens pre-filled with JANA SMALL FIN BANK LTD's latest numbers.

JANA SMALL FIN BANK LTD intrinsic-value estimate

Our intrinsic-value model estimates JANA SMALL FIN BANK LTD is worth ₹393 per share, based on 7% ROE fading to 13% over ~3 yrs, on ₹421 book. Rather than a raw DCF — which is highly sensitive to fragile cash-flow forecasts — we use a residual-income (excess-return) model: a company is worth its book value plus the present value of the returns it earns ABOVE its cost of equity. A none economic moat sets how long that edge is assumed to last.

Try your own assumptions

Prefer a classic discounted-cash-flow view? Open the DCF calculator below — it pre-fills JANA SMALL FIN BANK LTD's real free cash flow, net debt and share count so you can model your own growth and discount-rate scenario in seconds.

More on JANA SMALL FIN BANK LTD

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.