JANA SMALL FIN BANK LTD Valuation
JSFB · Financial Services · Current price ₹523.15
Is JANA SMALL FIN BANK LTD undervalued?
DocStoX estimates the fair value of JANA SMALL FIN BANK LTD at ₹422 per share, versus the current market price of ₹523. That puts the stock about -19.4% above our fair-value estimate, which we read as "Expensive". Our confidence in this estimate is medium.
How this fair value is calculated
This estimate blends 3 independent methods: Excess-return (book value) (₹393), Relative P/E (₹361), Analyst target (₹598). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹358 (bear) to ₹422 (base) to ₹598 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
Valuation multiples
JANA SMALL FIN BANK LTD trades at a P/E of 16.9x and a P/B of 1.3x, with a dividend yield of 0.0%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.
Understand the ratios
More on JANA SMALL FIN BANK LTD
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.