JANA SMALL FIN BANK LTD Fair Value
JSFB · Financial Services · Current price ₹527.8
| Method | Fair value | Status |
|---|---|---|
| Excess-return (book value) | ₹393 | 7% ROE fading to 13% over ~3 yrs, on ₹421 book |
| Relative P/E | ₹361 | EPS × 11.7 peer-median P/E |
| Graham floor | — | Not meaningful for financials |
| Analyst target | ₹598 | Street consensus 12-month target price |
Is JANA SMALL FIN BANK LTD undervalued?
DocStoX estimates the fair value of JANA SMALL FIN BANK LTD at ₹422 per share, versus the current market price of ₹528. That puts the stock about -20.1% above our fair-value estimate, which we read as "Expensive". Our confidence in this estimate is medium.
How this fair value is calculated
This estimate blends 3 independent methods: Excess-return (book value) (₹393), Relative P/E (₹361), Analyst target (₹598). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹358 (bear) to ₹422 (base) to ₹598 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
More on JANA SMALL FIN BANK LTD
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.