JANA SMALL FIN BANK LTD Intrinsic Value
JSFB · Financial Services · Current price ₹527.8
Is JANA SMALL FIN BANK LTD undervalued?
DocStoX estimates the fair value of JANA SMALL FIN BANK LTD at ₹422 per share, versus the current market price of ₹528. That puts the stock about -20.1% above our fair-value estimate, which we read as "Expensive". Our confidence in this estimate is medium.
How this fair value is calculated
This estimate blends 3 independent methods: Excess-return (book value) (₹393), Relative P/E (₹361), Analyst target (₹598). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹358 (bear) to ₹422 (base) to ₹598 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
Margin of safety
Value investors demand a margin of safety — a discount to intrinsic value that protects against being wrong. At ₹528 versus an intrinsic value of ₹422, JANA SMALL FIN BANK LTD currently offers -20.1% of negative margin (i.e. a premium).
More on JANA SMALL FIN BANK LTD
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.