OnEMI Technology Solutions Limited
KISSHTNSE
₹305.05▼ -4.10 (-1.33%)
Whole company worth₹5,510 Cr
Price for ₹1 of profit₹13
1-year range₹190 – ₹388
The short version
A fast-growing, thinly profitable lender — priced in line with what it earns.
What OnEMI Technology Solutions does
Incorporated in 2016, OnEMI Technology Solutions Limited is a technology-enabled lender in India, primarily offering digital loans through its mobile application for various consumption and business needs.
Worked out from OnEMI Technology Solutions's own filed results and exchange data, in plain words. Where a finance term matters, we say what it means.
01What does it do?
OnEMI Technology Solutions is a small-sized company in other financial services.
Incorporated in 2016, OnEMI Technology Solutions Limited is a technology-enabled lender in India, primarily offering digital loans through its mobile application for various consumption and business needs.
- Whole company is worth
- ₹5,510 crore
- Run by
- Ranvir Singh
- Shareholders
- 33,778 people
- Listed since
- 2026
A small company by stock-market value — these tend to move more sharply.
02Is it growing?
Income has grown 66% a year for 5 years.
At that pace a business doubles in size roughly every 1 year.
Point at a bar for exact figures · amounts in ₹ crore
03Does it make money?
Out of every ₹100 it brings in, it keeps ₹13 as profit.
Here is where the money from OnEMI Technology Solutions's income went in FY26, the latest full year it has reported.
₹69
₹13
₹13
- ₹69Running the businessstaff, branches, technology and provisions for bad loans
- ₹13Interest it pays depositors and lendersa lender's biggest cost — the price of the money it lends on
- ₹1.0Wear and tearmachines, stores and buildings losing value over time
- ₹4.4Taxincome tax paid to the government
- ₹13Profit it keepswhat is left for the company's owners
On the money its owners have put in
It earns ₹0 a year on every ₹100 its owners have invested.
Bank FD ~₹6–7
₹0
₹-10₹0₹10₹20₹30₹40
That figure is called return on equity (ROE). Under ₹12 is a thin return for the risk of owning shares. For comparison, a bank fixed deposit pays roughly ₹6–7.
04Is the price high or low?
You pay ₹13 for every ₹1 of profit it makes in a year.
This is the P/E ratio: share price divided by a year's profit per share. A P/E of 13 means buyers are paying for about 13 years of today's profit up front.
The share price over the past year
It is 21% below its highest price of the past year and 61% above its lowest.
05Who owns it?
Its founders and parent group own just 23 of every 100 shares.
If the company were split into 100 equal shares, this is who would hold them. Last quarter, founders & parent group cut their stake by 1.3 percentage points. 33,778 people and institutions hold its shares.
As filed for the quarter ending 30 Sept 2026. Arrows show the change since the quarter before, in percentage points.
06What is going well, and what to watch
One thing going well, one thing worth watching.
Picked out of the numbers above by fixed rules — the same rules for every company — so nothing here is somebody's opinion.
Going well
- Income has compounded at 66% a year.
Worth watching
- Founders sold down 1.3 points of their stake last quarter.
07What happened lately?
Latest quarter: income up 45%, profit up 58%.
Apr–Jun 2026 is the most recent quarter it has reported. Each figure is compared with the same three months a year earlier, because many businesses sell more in some seasons than others.
Income
₹670 Cr
▲ 44.6% on a year earlier
Profit
₹95 Cr
▲ 58.5% on a year earlier
No notable developments in the last few weeks.
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This page describes OnEMI Technology Solutions using its reported figures and exchange data. It is for information only and is not investment advice or a recommendation to buy, sell or hold. DocStoX is not a SEBI-registered investment adviser or research analyst.
OnEMI Technology Solutions Limited (KISSHT): company summary
The company's business is growing, with annual revenue rising 61.2% and annual net profit increasing 74.8%.
OnEMI Technology Solutions Limited (KISSHT) is a small-cap Financial Services company valued at ₹5,510 crore operating in Other Financial Services on the NSE and BSE.
- Recent price move
- OnEMI Technology Solutions Limited last traded at ₹305.05, modestly down 1.33% on the day.
- Recent developments
- On 2026-08-31, promoter holding was reported at 23.57%, with foreign institutional holding at 7.82% and domestic institutional holding at 17.63%. The company has not paid any dividends despite reporting repeated profits.
- Financial performance
- The company's business is growing, with annual revenue rising 61.2% and annual net profit increasing 74.8%. The latest quarter saw revenue and net profit rise 44.6% and 58.5% respectively compared to the same quarter a year earlier. The net profit margin improved by 1.0 percentage points to 12.9%, while return on equity remains at 0.0%.
- Valuation multiples
- The stock trades at 12.9 times earnings, a discount to the Financial Services median of 19.2, 2.69 times book value.
- Things to watch
- The company is not paying dividends despite reporting profits, which may signal financial conservatism or a focus on reinvestment. The return on equity is at 0.0%, indicating poor efficiency in generating returns for shareholders. The stock is 10.7% below its 52-week high.
- Where it stands
- The company has shown strong revenue and profit growth over the past year and quarter, with a rising net profit margin. However, it has not distributed any dividends to shareholders. The stock is currently 10.7% below its 52-week high.
Summarised by DocStoX's model on 2026-10-17 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
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OnEMI Technology Solutions Limited peers in Financial Services
Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.
HDFC Bank LimitedICICI Bank LimitedState Bank of IndiaBajaj Finance LimitedLife Insurance Corporation Of IndiaKotak Mahindra Bank LimitedAxis Bank LimitedBajaj Finserv LimitedShriram Finance LimitedSBI Life Insurance Company LimitedPunjab National BankUnion Bank of India
Compare OnEMI Technology Solutions Limited with peers
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